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Which card you took out of FOMO and later regretted or closed?

RDR said:
SBI CB - closed last month

Not much use if you have other similar or better cards, even though everyone praises it a lot.
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SBI cb is not bound a particular ecoms. Recently I ordered few books not available on Amazon or flipkart , got 5% cb. No other cc would have given me this much.

Closing sbi cb is regrettably the second financial mistake that one should not do.
 
Gym membership card
the simpsons exercise GIF
 
cardio_guy said:
We all come across a lot of credit cards new launches every month and promotions by influencers.
When many cards launches many people often think of taking it without thinking too much, whether it would be needed or suited for their spend pattern. These days cards are launched with flashy promotions, and influencer twitter threads, youtube videos and what not. Many times all this makes one feel that if I don't take this card, I am missing something and I am dragged behind the crowd.
If someone is an card influencer, youtube channel, or hobbiyist, then it still is OK for them to take this card, just to see the features, add to their collections and create content, but for general public many times, so many cards are not needed.
FOMO is the buzz word - fear of missing out - that makes people take these impulsive decisions. Because of that some people apply for these new cards and later realize that it is not needed for them. Some people extract the joining benefits and keep it if it is LTF, some people realize the mistake and close it. Some people just regret the decision.
Which card did you take out of FOMO and then realized that it is not for you? (either it is redundant, or not matching your spends, or not needed for you in the first place) and had to close it? Hoping to see some interesting discussions.
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In my case, it was axis neo
Just closed a week ago.
 
HumorSimpson said:
SBI cb is not bound a particular ecoms. Recently I ordered few books not available on Amazon or flipkart , got 5% cb. No other cc would have given me this much.

Closing sbi cb is regrettably the second financial mistake that one should not do.
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May be it makes sense for your spending habits.

It doesn’t make sense for me. Most of my online purchases are covered via AGVs and ASVs purchased via smartbuy or iShop.

For the last year, I got barely more CB than break even for the SBI CB fee.
 
IDFC Wealth card, took it primarily for BOGO movie offer. Cap reduced to 250 in 3 months. Now not in use as I got EPM last June.
 
Apply For LTF Axis Bank Credit Card
ICICI TIMES BLACK.

I received the card but didn't activated and requested for closure. It was closed instantly.

I applied by seeing all the hype on X.

If one have EPM from ICICI, no other card is required from them, Amazon pay credit card is exception.
 
Got this from zepto. I usually order my grocery frpm Instamart but this time I was seeing this "Kalesh credit card" offer for purchases made above Rs.299. So made purchase from zepto. The envelope and packaging looked exactly like a proper bank credit card. Turned out to be just a decorated piece of plastic. U have to make a purchase of Rs.600 or more on some specific overpriced brands to get Rs.100 discount. I would have preferred their Rs.99 cable for free instead.
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