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SBI Card SBI Flipkart CC Coming

Apply For LTF Axis Bank Credit Card
HumorSimpson said:
Axis or sbi ?
Click to expand...
So is sbi phonepe cb best for utility bill payments??? I have been using airtel 🪓

Usse better hai kya ? Because the fees is 3 times of 🪓 airtel

Also now we have to see the features of this card and analyse if it's any better than 🪓 fk card

🪓 Devaluations <<<<< SBI card
 
Last edited:
Slayer said:
Overleverage ??? ?? 🤨
Click to expand...
Overleverage is valid reason. Even other banks like Unity Roar bank has started rejecting due to overleverage issue. With the rising credit card default rates in all banks and RBI tightening the norms, I feel that more banks will start doing the same. But in HDFC just to increase credit limit they want us to post everything physically to their chennai office and wait for their reply. Their onboarding process is also a hit or a miss. Inspite of having 2 credit cards they want to do home verification for approving 3rd card. In SBI I just did a Rs.1 Transaction from my savings account and the SBI CB card got approved in 5min. Likewise their Tata neu Infinity card was approved on shared limit without any hassle. For a person starting their credit card journey, and hence no overleverage issue, SBI's onboarding process is way better.
 
Manishg said:
Also they only issue 3 cards means normal person will take -

SBI simply click or save for bank offers
SBI cashback
SBI phonepe

No space for other card
Click to expand...
As others pointed out, SBI phonepe and Tata neu r valid for bank offers. So time to close simply click/save. SBI CB+Phonepe/Tataneu will cover all the benefits.
 
Dr.AMAN said:
Overleverage is valid reason. Even other banks like Unity Roar bank has started rejecting due to overleverage issue. With the rising credit card default rates in all banks and RBI tightening the norms, I feel that more banks will start doing the same. But in HDFC just to increase credit limit they want us to post everything physically to their chennai office and wait for their reply. Their onboarding process is also a hit or a miss. Inspite of having 2 credit cards they want to do home verification for approving 3rd card. In SBI I just did a Rs.1 Transaction from my savings account and the SBI CB card got approved in 5min. Likewise their Tata neu Infinity card was approved on shared limit without any hassle. For a person starting their credit card journey, and hence no overleverage issue, SBI's onboarding process is way better.
Click to expand...
What if i feel I'm unjustly overleveraged according to just a single financial entity's algorithm but not the same for others????
 
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