Yes but 3rd card closed date and new application date should have 90 days in betweenI had 3 sbi credit cards, currently 2 , I have pre approved offer for fyf simply save( useless for me) , so one can have 3 cards again from sbi.
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Yes but 3rd card closed date and new application date should have 90 days in betweenI had 3 sbi credit cards, currently 2 , I have pre approved offer for fyf simply save( useless for me) , so one can have 3 cards again from sbi.
Pata karne ka kiya Tarik hai overleverage hu ki nhi?They can provide 3rd RuPay card BPCL/SimpySavs on split limit but they won't approve third card if you apply directly from the website if you are already over leveraged.
Check total assigned credit limit in the Gpay app.Pata karne ka kiya Tarik hai overleverage hu ki nhi?
Yaa true, but we have seen banks do mend their rulesThey can provide 3rd RuPay card BPCL/SimpySavs on split limit but they won't approve third card if you apply directly from the website if you are already over leveraged.
SBI Cards can't. Their over leverage system is created by RBI and SBI Card is following them strictly.Yaa true, but we have seen banks do mend their rules
Gpay mai kha check karu brother?Check total assigned credit limit in the Gpay app.
Cibil score check karo wha Total credit limit dikh jayegaGpay mai kha check karu brother?
Newly issued cards will not be shown in total limitCibil score check karo wha Total credit limit dikh jayega
Sorry bro samajh mai nhi ayaCibil score check karo wha Total credit limit dikh jayega
if u close 3rd card. then whats the problem in issuing new card. i am unable to understand. am i missing something
3 card issue hone ke baad new card nahi dena chahta SBI even ek card close bhi karwane ke baad bhi. Deepak ko tag Kiya hu wo explain karega kya issue hua tha.
My case is different. Long back I closed 1 SBI card and upgraded 1 card. As per customer care team, I had only one active SBI card. But my Cash back card application got rejected at that time. Upon enquiring, I got to know that even though I had only one SBI card, but as per their sales department, it's showing 3 cards in their system due to some glitch.thats y i wanted to know. i had 3 card. but 3rd i closed long back. this might be reason they are rejecting my cashback application.
@Deepak_Shetty plz throw some light gurudev.
In GPay CIBIL score - See full report - Credit usage - check your total credit limit.Sorry bro samajh mai nhi aya
Sbi ka total limit to dikhraha hai but overleverage hu ki nhi o kaise pata chalega?
My total credit limit of all card is - 1,74,000In GPay CIBIL score - See full report - Credit usage - check your total credit limit.
Then you are not over leveraged. Generally If your total credit limit is more than your annual income then you are over leveraged.My total credit limit of all card is - 1,74,000
Depends on your profile if you are eligible for credit limit increase then they will assign the same in the new card or they will split limit from the existing card.Phonpe sbi cc gives approval with different limit or split of available limit?
Update: It worked today and was able to apply, but after entering the details, it mentioned that representative will contact you for more details.The sprint link is not working, it gets redirected to homepage and in sprint homepage there is no phonepe cards available to proceed
Then wait for physical kyc and two verification calls. Don't forget to check card variant before e-signing the application form.Update: It worked today and was able to apply, but after entering the details, it mentioned that representative will contact you for more details.
Thanks for the info. I tried with my brother's pan but I live in rural area. Application got stuck. Emailed the team let's see what happens. Btw do you know if you can put your frnds address? As I already hold SBI CB and SimplySAVE. Do they still gonna do physical verification?Update: It worked today and was able to apply, but after entering the details, it mentioned that representative will contact you for more details.
If you didn't get bank account verification option then they will definitely do physical kyc.Thanks for the info. I tried with my brother's pan but I live in rural area. Application got stuck. Emailed the team let's see what happens. Btw do you know if you can put your frnds address? As I already hold SBI CB and SimplySAVE. Do they still gonna do physical verification?