Regarding kotak everyday savings account opening for 811 super savings account holder

[sambit87]

Hi All.
Kotak branch people are denying to open kotak everyday savings account saying i already have 811 super savings account which was opened few months back. Want to have everyday debit card for eazydiner offer.
Can someone help regarding the same? Sent mail to nodal officer but no response.
Planning to file rbi ombudsman complaint after 30 days

 

[6ix9ine]

Close the kotak 811 account then open everyday saving account.

 

[sourpai]

Isn't Kotak everyday debit card available only for salary accounts? At least thats what is mentioned on the website

 

[shu_sha_]

Isn't Kotak everyday debit card available only for salary accounts? At least thats what is mentioned on the website

View attachment 83552

There's also an Everyday Savings account other than Everyday Salary account

 

[AkitA]

Branch needs to get approval from 811 team, which is easy task.
i have 811 super and got everyday savings account created.

 

[krishna9]

Isn't Kotak everyday debit card available only for salary accounts? At least thats what is mentioned on the website

View attachment 83552

No, I see it is available for Everyday Savings account also as you can see on this link

https://www.kotak.com/en/personal-banking/cards/debit-cards/everyday-debit-card.html

 

[Anupam222001]

Branch needs to get approval from 811 team, which is easy task.
i have 811 super and got everyday savings account created.

They rejected me after a week citing multiple accounts not allowed as reason.
When I visited them to open this account, they took a cheque from me and all the details to open everyday savings account , I have also filled the account opening form.

 

[AkitA]

They rejected me after a week citing multiple accounts not allowed as reason.
When I visited them to open this account, they took a cheque from me and all the details to open everyday savings account , I have also filled the account opening form.

They r unaware of this option or dont want to put efforts. Try with another branch maybe. I have opened and have 2 accounts now.

 

[kvndsz512]

They r unaware of this option or dont want to put efforts. Try with another branch maybe. I have opened and have 2 accounts now.

in everyday account how u got rupay dc?

 

[AkitA]

in everyday account how u got rupay dc?

Branch has to manually apply if you already have 811 account along with everyday. Don't know in a case when everyday is the only account you have with kotak.

In either case, branch can apply.

 

[Gau₹av]

Branch needs to get approval from 811 team, which is easy task.
i have 811 super and got everyday savings account created.

Wait, if 811 account is already there and we want to open Everyday account, then approval would be needed from "Everyday" product team, isn't that how it works?

 

[AkitA]

Wait, if 811 account is already there and we want to open Everyday account, then approval would be needed from "Everyday" product team, isn't that how it works?

According to branch it was 811 team

 

[Gau₹av]

According to branch it was 811 team

Oh! Well my situation is a bit different. I have 811 full KYC account and Kotak Everyday a/c (opened with approval). Now 811 Super is being denied whereas many people got 811 Super first and then opened Everyday a/c. I went to branch, wrote to Nodal officer, then PNO. Declined at every stage saying "You have Everyday account so not eligible". What unfair game is Kotak playing

 

[AkitA]

Oh! Well my situation is a bit different. I have 811 full KYC account and Kotak Everyday a/c (opened with approval). Now 811 Super is being denied whereas many people got 811 Super first and then opened Everyday a/c. I went to branch, wrote to Nodal officer, then PNO. Declined at every stage saying "You have Everyday account so not eligible". What unfair game is Kotak playing

Yes different. I converted to super before applying for Everyday.

Its completely absurd though, agree.

Specific reason why you need Everyday too?

 

[Gau₹av]

Yes different. I converted to super before applying for Everyday.

Its completely absurd though, agree.

Specific reason why you need Everyday too?

It has 30% up to ₹500 discount on EazyDiner with no minimum order value. So the same savings as 811 Super PVC card but in a single sureshot txn. No MCC hell and finding new ways to get ₹500 every month. Until March 2025, it also had RuPay Platinum offer on Amazon (20% off up to ₹100) on the RuPay variant of the Everyday debit card