Which card to use for upcoming flat installment?

[PeterEngland]

Hi All,

I booked a flat and have an upcoming payment of 12L to builder in next 3 weeks. I enquired with builder and they are ready to take payment via CC without any charges.
I already paid 1L booking amount via Axis Ace and got 1.5% cashback (INR 1500) in this month statement (CB will be credited in next cycle).

Want to know if anything better than Axis Ace? I have below cards, can use anyone of them or apply for a new CC if it gives more rewards.
Axis Ace (4L)
ICICI Sapphiro (18L)
ICICI Amazon CC (18L)
AMEX MRCC (5L)
HDFC Tata New Infinity (5L)
HDFC Diners Privilege (5L)

Pl suggest.

 

[Donald J. Trump]

I'd say get hands on Biz Black if you can, great card imo, or M4B & Infinnia can provide a lot of value to you, if not in the form of direct cashback these cards' rewards points system are phenomenal.

So as to your current portfolio, for direct cashback you can use Ace.... but I'd say talk to your HDFC BM, if you are going to pay 12l, I'd say do it over multiple swipes on HDFC Diners privilege and try to get your hands on Biz Black or Infinnia by showing your spends in the last 6 months (would be well over 12-13L) after this transaction. Rest depends on your negotiation skills and all. If I were to be you I'd have done this by thinking long term.....

 

[CardTox]

Hi All,

I booked a flat and have an upcoming payment of 12L to builder in next 3 weeks. I enquired with builder and they are ready to take payment via CC without any charges.
I already paid 1L booking amount via Axis Ace and got 1.5% cashback (INR 1500) in this month statement (CB will be credited in next cycle).

Want to know if anything better than Axis Ace? I have below cards, can use anyone of them or apply for a new CC if it gives more rewards.
Axis Ace (4L)
ICICI Sapphiro (18L)
ICICI Amazon CC (18L)
AMEX MRCC (5L)
HDFC Tata New Infinity (5L)
HDFC Diners Privilege (5L)

Pl suggest.

How did you pay? Using their swipe machine? If yes, is that MCC eligible for cashback?

 

[Donald J. Trump]

How did you pay? Using their swipe machine? If yes, is that MCC eligible for cashback?

Y E S. Do check for mcc codes

 

[TripleAce]

Very interesting!
A man is a learner. He learns something new everyday 😇
Thanks for creating this thread.
Next time the promoter’s person calls, I will simply tell him I’m going through a severe financial crisis and only way I can pay is via CC where I will get 45 days time to sort out things. 💡
I hope he has the swipe machine or agrees to get one 😅

 

[Donald J. Trump]

Very interesting!
A man is a learner. He learns something new everyday 😇
Thanks for creating this thread.
Next time the promoter’s person calls, I will simply tell him I’m going through a severe financial crisis and only way I can pay is via CC where I will get 45 days time to sort out things. 💡
I hope he has the swipe machine or agrees to get one 😅

You people are filthy rich, buying flats like toys. Congratulations.

Ofc you are filthy reach, you have god damn IDFC Private.

Btw congratulations bro

 

[TripleAce]

You people are filthy rich, buying flats like toys. Congratulations.

Ofc you are filthy reach, you have god damn IDFC Private.

Btw congratulations bro

Had booked a flat with an inaugural offer in 2023 for which I’m paying as per the slab % of the builder. Still a long way to go as handover is in 2027.
Filthy rich people buy things outright lol 😂
Not on EMI or slabs ..


Thanks for the wishes 😇 which reminds me I can pay with the Private DC also.