To all HDFC Platinum Debit Card Autopay holders for your kind information. If you miss autopay by insufficient funds in your account HDFC Charges hefty fine.
I was charged 4999+GST due to 33 p less in account.
I had to fight with HDFC for reversal. Hope everyone aware of charges. They reversed 4999. But they didn't reverse 18% GST
Basis your email, we have done a detailed review on your credit card account and observe that Auto pay is active for Total amount due and hence our system had tried to debit the payment from your Savings account. However, the same was returned due to insufficient funds. We have noted that you had made manual payment to the card account and hence as as service gesture we have reversed the payment return fee of Rs.4999.00 ( GST payable ) to your card account. We request you to maintain sufficient funds in your Savings account to avoid levy of charges in future.