RuPay Select Debit Card Portfolio

[apurba.d1]

Th

After online application, visited to branch to get account activation, net banking, and app activation.

Once activated app, I applied Select card via app.

Don't ask branch people to apply debit cards.

Apply via app.

They have some wired policy they will verify your aadhaar address physically you open the account online. No verification if ofline

 

[fradela]

App is giving error sometimes while applying dc.
If they r ready to apply, better to apply dc at branch itself.

New app "Cent eez" has a lot of issues. They should change the name of the app 😀

I applied via old app "Cent Mobile".

 

[apurba.d1]

New app "Cent eez" has a lot of issues. They should change the name of the app 😀

I applied via old app "Cent Mobile".

How to login cent mobile without debit card

 

[fradela]

How to login cent mobile without debit card

You can login using Branch Token.

 

[Bravo Echo]

I checked passbook in my bob app today and it shows a transaction of 14k as sweep transfer. As per website sweep transfer comes into play if balance is over 50k. In my case the balance was below 50k still this sweep transaction has took place.

Has anyone faced the same?
@fradela @Ram1 @zomatoo and others

 

[Ram1]

I checked passbook in my bob app today and it shows a transaction of 14k as sweep transfer. As per website sweep transfer comes into play if balance is over 50k. In my case the balance was below 50k still this sweep transaction has took place.

Has anyone faced the same?
@fradela @Ram1 @zomatoo and others

Bro these sweeps are total headache.
My available balance for 3 months now is being 45k, but no sweep done to me on my super savings. Unpredictable system.

Also these all sweeps show as aggregate FD in income tax, be aware.

Since u already got rsdc, I suggest u to change scheme to Advantage as it's zero balance. U will be charged 590 for rsdc,but that is ok compared to benefits of rsdc.

 

[Bravo Echo]

Bro these sweeps are total headache.
My available balance for 3 months now is being 45k, but no sweep done to me on my super savings. Unpredictable system.

Also these all sweeps show as aggregate FD in income tax, be aware.

Since u already got rsdc, I suggest u to change scheme to Advantage as it's zero balance. U will be charged 590 for rsdc,but that is ok compared to benefits of rsdc.

I was going to downgrade to advantage after 6 months in order to avoid 590 fees too

At the time of account opening I had thought to visit branch later and change sweep threshold to maximum in order to avoid this same situation but then I thought since I'm anyways maintaining below 50k then sweep shouldn't be any problem.

Also what's more concerning to me is how I haven't received any sms confirmation about this from the bank

 

[Ram1]

I was going to downgrade to advantage after 6 months in order to avoid 590 fees too

At the time of account opening I had thought to visit branch later and change sweep threshold to maximum in order to avoid this same situation but then I thought since I'm anyways maintaining below 50k then sweep shouldn't be any problem.

Also what's more concerning to me is how I haven't received any sms confirmation about this from the bank

Branch might have put less threshold on ur account. Heard same problem from multiple users. For now its better to keep 20 to 25k only

Better to change scheme than changing threshold at branch

 

[Bravo Echo]

Branch might have put less threshold on ur account. Heard same problem from multiple users. For now its better to keep 20 to 25k only

Better to change scheme than changing threshold at branch

I had opened account online

Balance was around 24k🥲 so nothing is safe ig xD