Yes Kiwi vs Axis Super.Money Pro

[Finchamp!]

Hi all!

I'm currently deciding between the Yes Kiwi Credit Card (which I already have) and the Axis Super.Money Pro (which is showing as an option). I need to retain only one.

I'm personally leaning toward the Super.Money Pro card since it isn’t tied to any additional subscriptions—unlike the Kiwi card, which depends on the Neon Subscription that may become chargeable in the future.

Would appreciate your thoughts!

 

[sambit87]

Will axis approve supermoney pro card if already hold 3 axis credit card??

 

[nikhilv0303]

Super money pro has a monthly CASHBACK limit of 500 , right?

 

[sunit123]

It will be devalued in just 2/3 months like kiwi so opting for fd backed card is bad idea

 

[Garry]

Its showing like this. So will i get it or not? And what if i not get it what are the charges?

Were you able to add referral code after this? And did you get neu subscription?

 

[Phonix_YT]

Were you able to add referral code after this? And did you get neu subscription?

No , i bought the membership.

 

[Garry]

No , i bought the membership.

Okay, thanks for the reply.

 

[nikhil_118]

On the top left of the app click account and see if neon is shown.


Looks like you did. Because my referral is used up

I have got my virtual card today. But looks like I haven't got free neon membership along with it. It is asking me to pay 1178 to activate 🥲

 

[HumorSimpson]

I have got my virtual card today. But looks like I haven't got free neon membership along with it. It is asking me to pay 1178 to activate 🥲

can you contact customer care ?

 

[nikhil_118]

Yes. I have raised a service ticket just now. Did anyone face this issue before?

 

[HumorSimpson]

Yes. I have raised a service ticket just now. Did anyone face this issue before?

Not aware. But my referral shows used up.

 

[nikhil_118]

If I try to click on activate neon, I am getting below error

 

[HumorSimpson]

If I try to click on activate neon, I am getting below error

seems a bug . only customer care can resolve.

 

[nikhil_118]

Unfortunately, free neon subscription offer is gone now. Got 300 rs cashback instead of that.

 

[HumorSimpson]

Unfortunately, free neon subscription offer is gone now. Got 300 rs cashback instead of that.

even the app now shows no referral benefits. wish you had done a month before.

 

[nikhil_118]

Do you think should I opt for paid neon membership considering I have montly UPI spends around 15-20k + I pay 25k rent through UPI which I can shift to kiwi card. Is it beneficial for me?

 

[HumorSimpson]

Do you think should I opt for paid neon membership considering I have montly UPI spends around 15-20k + I pay 25k rent through UPI which I can shift to kiwi card. Is it beneficial for me?

if you can hit annual milestone 1.5L (i.e, ~13K avg per month) by scan&pay with a min scan of 100rs your effective cash back is

(50000*3 + 50000*4 + 50000*5)/100 = 6000
annual fee 1100

cb = 6000-1180 = 4820
cb % = 4820*100/(150000) = 3.2%

 

[nikhil_118]

Got it. Thanks for the detailed explanation. I will opt for the membership in that case 👍

 

[HumorSimpson]

Got it. Thanks for the detailed explanation. I will opt for the membership in that case 👍

BTW it has some surprise kiwis as bonus you may get 100 to 500rs extra in a year

 

[Garry]

if you can hit annual milestone 1.5L (i.e, ~13K avg per month) by scan&pay with a min scan of 100rs your effective cash back is

(50000*3 + 50000*4 + 50000*5)/100 = 6000
annual fee 1100

cb = 6000-1180 = 4820
cb % = 4820*100/(150000) = 3.2%

isn't rent transactions are excluded from rewards?

 

[HumorSimpson]

isn't rent transactions are excluded from rewards?

Rent cannot be paid. @nikhil_118