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HDFC limit increase offer

Do you need that extra 17000 for any upcoming purchase? I mean, if you are planning to buy something for 1.3L, then go for it.

But if there is no urgency, I’d say don’t take it.

If I were you, I’d pass on it. 14% increase and that too at 1.2L is very small.
 
Do you need that extra 17000 for any upcoming purchase? I mean, if you are planning to buy something for 1.3L, then go for it.

But if there is no urgency, I’d say don’t take it.

If I were you, I’d pass on it. 14% increase and that too at 1.2L is very small.
I was also thinking same ...
Thanks I will not claim it
 
I also got this generosity by HDFC Bank. Limit increase from 43k to 49k 😅.
BTW if I avoid this LE offer then do we get better LE later or we don't get anything soon ?
 

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Should I accept this offer or pass it and wait.
This card of mine was issued on 23 June 2023 with a limit of 1.5 lakhs.
Then after 13 months, on 24 July 2024, I got the first enhancement of 45K.
Now I am getting the second limit enhancement of 48K but very less.
My card usage remains regular and below 30%. The total limit of all cards is 8.29 lakhs.
Please advise.
 

Attachments

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Should I accept this offer or pass it and wait.
This card of mine was issued on 23 June 2023 with a limit of 1.5 lakhs.
Then after 13 months, on 24 July 2024, I got the first enhancement of 45K.
Now I am getting the second limit enhancement of 48K but very less.
My card usage remains regular and below 30%. The total limit of all cards is 8.29 lakhs.
Please advise.
Tak e it.
 
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