I got an ICICI card last month and spent only 10rs to activate the card. My due date for that statement was on 20th June. But I guess I completely forgot about that spend. Today on 26th June I remembered and immediately cleared the bill.
I have multiple other cards which are my primary cards, took Icici Coral LTF just for offers during sales
Do you think ICICI will report this 10rs outstanding as late payment to CIBIL? 😅
I think I read on some thread in TF or somewhere else that banks usually do not report outstanding of less than INR 100 to credit bureau.
I have no late payment history till date and hoping not to get a late payment record 😅
Also in case they do report, do you think if I request them they might remove the late payment record?
I have multiple other cards which are my primary cards, took Icici Coral LTF just for offers during sales
Do you think ICICI will report this 10rs outstanding as late payment to CIBIL? 😅
I think I read on some thread in TF or somewhere else that banks usually do not report outstanding of less than INR 100 to credit bureau.
I have no late payment history till date and hoping not to get a late payment record 😅
Also in case they do report, do you think if I request them they might remove the late payment record?