HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion

[Krishna Kumar]

View attachment 100969

I'm currently on Visa platinum dc, if i upgrade to Millennia dc then can i get 2.5% cashback benefit from the card? In screenshot of card upgrade there is no 2.5% cashback upto 400 mentioned. Please clear my confusion.

2 point 5 % == 2.5%

 

[6ix9ine]

View attachment 100969

I'm currently on Visa platinum dc, if i upgrade to Millennia dc then can i get 2.5% cashback benefit from the card? In screenshot of card upgrade there is no 2.5% cashback upto 400 mentioned. Please clear my confusion.

Yes, that 2.5% is included.

 

[gogetassj4]

Can anyone confirm (need first hand information) if Millennia DC is free for Savings max account?

 

[6ix9ine]

Can anyone confirm (need first hand information) if Millennia DC is free for Savings max account?

Some users got annual charged, when they closed default platinum and issued millennia.

If I remember correctly, customer care said millennia will be charged for saving max, but platinum won't.

Irony is platinum is higher variant than millennia as per HDFC hierarchy.

 

[safetorpedo2]

Some users got annual charged, when they closed default platinum and issued millennia.

If I remember correctly, customer care said millennia will be charged for saving max, but platinum won't.

Irony is platinum is higher variant than millennia as per HDFC hierarchy.

It might be as per hdfc hierarchy

But maybe they charge for millenia because of Visa hierarchy.
Ig millenia is a Visa signature card whereas platinum obv is Visa platinum

But yeah millenia has a mastercard version too, idk what's special in that

 

[safetorpedo2]

Can anyone confirm (need first hand information) if Millennia DC is free for Savings max account?

If u can qualify for any of the baking programmes (classic/preferred,etc)
It'll be free

 

[6ix9ine]

It might be as per hdfc hierarchy

But maybe they charge for millenia because of Visa hierarchy.
Ig millenia is a Visa signature card whereas platinum obv is Visa platinum

But yeah millenia has a mastercard version too, idk what's special in that

Millennia is much better in rewards, it's a hidden gem. I'll leave it at that.

 

[safetorpedo2]

Millennia is much better in rewards, it's a hidden gem. I'll leave it at that.

Its better to keep it hidden 🤫