List of the Best Prepaid cards you are using in 2025

[cardy]

Which prepaid cards you are using now a days.
I am using fabmoney and junio both provided free virtual card when I took them.

 

[Arosaurabh]

Is Pluxee (Sodexo) 2-in-1 card a prepaid card? One end is the meal pass that company credits every month.
But other end of the card is the rupay prepaid card I believe. I haven't used the prepaid one yet.

Is there any use case for this prepaid (part) card? There doesn't seems to be any option on their app to load money @Abhishek012

 

[BeingIncogBeingIncog is verified member.]

Are you sure? Because I think it's dead, and you should not recommend something that is not trustworthy , right?
View attachment 85797

And what do you mean by Visa Prepaid, Mastercard Prepaid do you use any specific visa or MasterCard prepaid card? Which are easy and rewarding?

don't engage with spambot

 

[panchabhut]

Recv sms that fabmoney is closing down wef 15th June. Need alternate prepaid physical card option, for use by my teenage daughter. Her school does not allow mobile so UPI circle is not an option.

 

[RAMESH BABU N]

Recv sms that fabmoney is closing down wef 15th June. Need alternate prepaid physical card option, for use by my teenage daughter. Her school does not allow mobile so UPI circle is not an option.

Get JUNIO. It's a PPI card.

 

[350modena]

Get JUNIO. It's a PPI card.

Recharge is via UPI only right? No CC or CC on UPI recharge right?

 

[Anindya98]

Recharge is via UPI only right? No CC or CC on UPI recharge right?

Upi only .

 

[sayantandas]

List of functional PPI's afaik:

1. Omni
2. Junio
3. GoSats
4. YPay
5. Anq
6. Tide
7. Zyro
8. NYE
9. Coupl
10. Orbit
11. NeoZap
12. Kamaie
13. SBI Transit Card
14. Airtel Payments Bank Transit Card
15. QuickWallet
16. SBI City1 NMRC Card
17. SBI Singara Chennai Card
18. HDFC One Pune Card

List of defunct PPI's:

1. Akudo
2. Fyp
3. Pencilton
4. Galgal (reopened again in partnership with Cosmos Bank and only available in AP, Telangana, Gujarat, MP, Maharashtra and TN)
5. Fab Money
6. Paytm Wallet & Transit

Hope this helps. Please correct me or add any other to these list if available or defunct.

 

[Cebu]

List of functional PPI's afaik:

1. Omni
2. Junio
3. GoSats
4. YPay
5. Anq
6. Tide
7. Zyro
8. NYE
9. Coupl
10. Orbit
11. NeoZap
12. Kamaie
13. SBI Transit Card
14. Airtel Payments Bank Transit Card
15. QuickWallet
16. SBI City1 NMRC Card
17. SBI Singara Chennai Card
18. HDFC One Pune Card

List of defunct PPI's:

1. Akudo
2. Fyp
3. Pencilton
4. Galgal (reopened again in partnership with Cosmos Bank and only available in AP, Telangana, Gujarat, MP, Maharashtra and TN)
5. Fab Money
6. Paytm Wallet & Transit

Hope this helps. Please correct me or add any other to these list if available or defunct.

Which among these are better ones ? I'd anyone has tried a few?

Like tide etc..

 

[sayantandas]

Which among these are better ones ? I'd anyone has tried a few?

Like tide etc..

Better in what sense if you could please elaborate? Like is it better in card fees or overall experience or discounts?

 

[RAMESH BABU N]

Having FabMoney, Junio n Kamaie.

Extremely useful to OK - solely depends on the way you use these PPI
Cards for very specific uses/reasons.

Focus is not on rewards or points or
Cashback, but on specific usage patterns.

 

[cardy]

Having FabMoney, Junio n Kamaie.

Extremely useful to OK - solely depends on the way you use these PPI
Cards for very specific uses/reasons.

Focus is not on rewards or points or
Cashback, but on specific usage patterns.

Sir fab money sent they are discontinuing fab money card on 15th jun. Is it still working?

 

[RAMESH BABU N]

Sir fab money sent they are discontinuing fab money card on 15th jun. Is it still working?

I did NOT get any email or SMS, discontinuing the card.

Is the cancelation selective ?

 

[Cebu]

Better in what sense if you could please elaborate? Like is it better in card fees or overall experience or discounts?

Rewards and discounts . For Ex : Tide has good rewarding system .

 

[Cebu]

Having FabMoney, Junio n Kamaie.

Extremely useful to OK - solely depends on the way you use these PPI
Cards for very specific uses/reasons.

Focus is not on rewards or points or
Cashback, but on specific usage patterns.

Sir,
If it's fine, for which transactions do you use PPI ? If we exclude rewards , I think credit card / Dc will be better in most cases ?

 

[RAMESH BABU N]

PPIs are convenience products.

NEVER compare them with Credit Cards. Both have different sets of uses.

I have multiple CCs with high limits. I do NOT give these CCs to my driver or helper or maid servant - however urgent it might be - to get some veggies/needies/fuel from our neighbourhood store/market/bunk. I give only PPIs. Load 1K or 2K or 5K n give - depending on what they should get. The balances will always be less than 100 or max 500 (for driver).

Whenever I travel to different places, I give PPIs to driver n ask him to have food as per his taste/choice.

I NEVER EVER give my CCs/DCs to ANY OUTSIDER. Given Add-On Cards for wife n grown up sons (both are married).

Have absolute clarity in the way these CCs/DCs/PPIs are to be used. OR, NOT TO BE USED.

Better be safe than be sorry.

 

[sayantandas]

List of functional PPI's afaik:

1. Omni
2. Junio
3. GoSats
4. YPay
5. Anq
6. Tide
7. Zyro
8. NYE
9. Coupl
10. Orbit
11. NeoZap
12. Kamaie
13. SBI Transit Card
14. Airtel Payments Bank Transit Card
15. QuickWallet
16. SBI City1 NMRC Card
17. SBI Singara Chennai Card
18. HDFC One Pune Card

List of defunct PPI's:

1. Akudo
2. Fyp
3. Pencilton
4. Galgal (reopened again in partnership with Cosmos Bank and only available in AP, Telangana, Gujarat, MP, Maharashtra and TN)
5. Fab Money
6. Paytm Wallet & Transit

Hope this helps. Please correct me or add any other to these list if available or defunct.

Which among these are better ones ? I'd anyone has tried a few?

Like tide etc..

Rewards and discounts . For Ex : Tide has good rewarding system .

1. Junio has less card fees (49) and provide rewards and discounts but only upi option available
2. As far as GoSats, Anq, Tide is concerned provide good discounts and rewards but card fees is high. Can get them if you get them at discount. You can add money in by cc
3. Ypay also provides rewards and discount. You cn add money by cc. Card fees 300
4. Zyro provides card for free. Provides discounts in gift cards
5. NYE provides 1% discount on transactions. Card fees 300. Transit card.
6. Cards in sl no. 13, 14, 16, 17, 18 are transit cards and do not provide anything extra so could be avoided.
7. Quikwallet, Omni could be avoided.
8. Haven't tried coupl, kamaie, orbit, neozap so cannot comment

 

[sayantandas]

Sir,
If it's fine, for which transactions do you use PPI ? If we exclude rewards , I think credit card / Dc will be better in most cases ?

Certainly cc/dc are better but as @RAMESH BABU N sir wrote each one has their different use cases.

 

[sayantandas]

PPIs are convenience products.

NEVER compare them with Credit Cards. Both have different sets of uses.

I have multiple CCs with high limits. I do NOT give these CCs to my driver or helper or maid servant - however urgent it might be - to get some veggies/needies/fuel from our neighbourhood store/market/bunk. I give only PPIs. Load 1K or 2K or 5K n give - depending on what they should get. The balances will always be less than 100 or max 500 (for driver).

Whenever I travel to different places, I give PPIs to driver n ask him to have food as per his taste/choice.

I NEVER EVER give my CCs/DCs to ANY OUTSIDER. Given Add-On Cards for wife n grown up sons (both are married).

Have absolute clarity in the way these CCs/DCs/PPIs are to be used. OR, NOT TO BE USED.

Better be safe than be sorry.

Well said sir. I cannot agree more.

 

[sayantandas]

I did NOT get any email or SMS, discontinuing the card.

Is the cancelation selective ?

I don't think it is selective. Better to migrate to another ppi.

FabMoney has been sending this message:

"Dear user, we are discontinuing Fab money prepaid card on 15th June 2025. Please use remaining balance before that. For queries, contact support@fabmoney.in "

I did emailed them and they confirmed that they are closing and asked me to use the remaining balance before 15th June

 

[cardio_guycardio_guy is verified member.]

Why pluxee prepaid card is not being discussed? Apart from meal card they are heavily pushing prepaid cards now a days. I've installed the app and daily some push notifications are coming saying about 2% cashback on wallet loading etc.