How do I get Axis Atlas or Magnus

[Anukul011]

I want to have a premium card from Axis or Hdfc bank, willing to maintain 8-10 lakhs is savings account, itr is of just 6 lakhs and hold axis myzone and fk with 55k limit and tata neu with 100k limit any possibility of getting it.

 

[Anupama_Jha]

I want to have a premium card from Axis or Hdfc bank, willing to maintain 8-10 lakhs is savings account, itr is of just 6 lakhs and hold axis myzone and fk with 55k limit and tata neu with 100k limit any possibility of getting it.

Call axes bank (18001035577)and ask for atlas cc. If approved instantly then fine, else......

Apply new card of axes bank, preferably any card with 1000-1500 fees. Higher chances of Limit enhancement. Don't activate that, if limit is matched with previous active card.........

Once u have, limit above 100k, call axes bank and they will approve Atlas over call.

 

[spd]

I want to have a premium card from Axis or Hdfc bank, willing to maintain 8-10 lakhs is savings account, itr is of just 6 lakhs and hold axis myzone and fk with 55k limit and tata neu with 100k limit any possibility of getting it.

Premium cards for what bro??.. if you are not spending or not using correctly they are wst with high fees... Try to get SBI cashback card... For most of it.. it will be good .. slowly after so many autolimit enhancements u will automatically get premium cards...

 

[renzo]

UP! for thiss

 

[drvirag]

Why do u even want that if u don't spend much. I have pre approved offer for all axis cards still have airtel n recently super money
Still if u want then take any card n spend u all get pre-approved in few months

 

[Anukul011]

Why do u even want that if u don't spend much. I have pre approved offer for all axis cards still have airtel n recently super money
Still if u want then take any card n spend u all get pre-approved in few months

I spend around 4-5 lakh per month including UPI spends

 

[Anukul011]

Call axes bank (18001035577)and ask for atlas cc. If approved instantly then fine, else......

Apply new card of axes bank, preferably any card with 1000-1500 fees. Higher chances of Limit enhancement. Don't activate that, if limit is matched with previous active card.........

Once u have, limit above 100k, call axes bank and they will approve Atlas over call.

I just closed my axis select as limit was 55k (matched) they told I will get LE within 6 months but closed after using it for 9 months.

 

[raghumahajan]

ITR is 6 lakhs, and you spend 4-5 lakhs per month. Even if these are business spends, does not look great.

 

[Anukul011]

ITR is 6 lakhs, and you spend 4-5 lakhs per month. Even if these are business spends, does not look great.

You will be shocked to know how my rent and electricity expenses reduce my income drastically.

 

[raghumahajan]

You will be shocked to know how my rent and electricity expenses reduce my income drastically.

So - business expenses.

Take business credit cards, to avoid any potential issues in future.

 

[spd]

I spend around 4-5 lakh per month including UPI spends

And if u spend more in axis atlas they will just directly block ur cards.. and will ask u bill receipts etc to unblock...

 

[Anukul011]

Then fill this year itr as around 12 lakhs.. as there is no tax until 12 lakhs.. and after that update that in banks... U will get limit enhancement... After le u can try for premium cards...
And if u spend more in axis atlas they will just directly block ur cards.. and will ask u bill receipts etc to unblock...

12 lakh exemption is for financial year 2025-26 not 2024-25

 

[spd]

I want to have a premium card from Axis or Hdfc bank, willing to maintain 8-10 lakhs is savings account, itr is of just 6 lakhs and hold axis myzone and fk with 55k limit and tata neu with 100k limit any possibility of getting it.

As ur willing to maintain 10 lakhs in saving account.. try idfc wealth account... Before opening idfc wealth account try to negotiate to get idfc wealth card... For most of member idfc wealth will be approved with higher limits... Once u get even one card with higher limit next all cards u get with max higher limit... And through idfc wealth debit card u will get 2.5% as value reward point for bill payments which is best deal...

 

[Anukul011]

So - business expenses.

Take business credit cards, to avoid any potential issues in future.

Already have BIZ GROW but not rewarding enough

 

[spd]

12 lakh exemption is for financial year 2025-26 not 2024-25

Ho sry my bad...

 

[Anukul011]

As ur willing to maintain 10 lakhs in saving account.. try idfc wealth account... Before opening idfc wealth account try to negotiate to get idfc wealth card... For most of member idfc wealth will be approved with higher limits... Once u get even one card with higher limit next all cards u get with max higher limit... And through idfc wealth debit card u will get 2.5% as value reward point for bill payments which is best deal...

I already have 4 idfc wealth account for all family members but the problem is that my pincode is unserviceable for unsecured CC and I also have first wow with 3.6 lakh limit.

 

[Anukul011]

As ur willing to maintain 10 lakhs in saving account.. try idfc wealth account... Before opening idfc wealth account try to negotiate to get idfc wealth card... For most of member idfc wealth will be approved with higher limits... Once u get even one card with higher limit next all cards u get with max higher limit... And through idfc wealth debit card u will get 2.5% as value reward point for bill payments which is best deal...

I have 200000 reward points and looking forward to crossing 1000000 in coming future 😁😁

 

[spd]

I have 200000 reward points and looking forward to crossing 1000000 in coming future 😁😁

Gg... Then only way is getting premium cards with fd based... I read somewhere about getting infina with fd....

 

[spd]

I have 200000 reward points and looking forward to crossing 1000000 in coming future 😁😁

N what about ais( annual information statement)?? How are you maintaining... Ur showing only 6 lakh itr...

 

[Anukul011]

N what about ais( annual information statement)?? How are you maintaining... Ur showing only 6 lakh itr...

My father pays all the expenses and my whole income is saved and I am filing my itr from 7 years