HSBC Debit card 5% cashback linked with salary Account

[creditcardlover]

Any list of mccs which are not eligible for 5% cb?

I asked for the same by chat and they provided me the list as below

Quote

• No cashback on following categories:
-Fuel related (MCC 5541, 5983, 5172, 5542, 5552),
-e-wallets (MCC 6540),
-Payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349.
-Business to Business txns made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791,
-Education and government related txns carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)
-Insurance (MCC 6300, 5960)
-Jewelry & Antique items (MCC 5944, 5094, 5932, 5937)
-Gambling (MCC 7995)
-Tolls and Bridge Fees (MCC 4784)
-Financial and Non-Financial Institutions (MCC 6011, 6010, 6012, 6051)
-Security Broker Services (MCC 6211)
-Collection Agencies (MCC 7322)
-Charity (MCC 8398, 8641)
-Money Transfers (MCC 4829) and Wholesale Clubs (MCC5300)

Unquote

The above list does not have MCC codes of utility like 4900 however it was separately told that they have some notes which states that on utility cashback wont be given....4900 is not eligible .. I had asked for transactions done in April.. let's see what I get in June to be fully clear...I had made so e transactions on ebix with MCC 4900

 

[creditcardlover]

I had checked specifically on chat if the ebix transactions qualified for cashback and I was told that thought the MCC is 4900 but and the list of exclusions does not exclude such MCC but they have working notes basis which they told me it is ineligible for cashback. I had done transactions in April, will be fully clear once the Apr cashback comes in this month whether I get it for that or not

Additionally, I was told

• No cashback on following categories:
-Fuel related (MCC 5541, 5983, 5172, 5542, 5552),
-e-wallets (MCC 6540),
-Payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349.
-Business to Business txns made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791,
-Education and government related txns carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)
-Insurance (MCC 6300, 5960)
-Jewelry & Antique items (MCC 5944, 5094, 5932, 5937)
-Gambling (MCC 7995)
-Tolls and Bridge Fees (MCC 4784)
-Financial and Non-Financial Institutions (MCC 6011, 6010, 6012, 6051)
-Security Broker Services (MCC 6211)
-Collection Agencies (MCC 7322)
-Charity (MCC 8398, 8641)
-Money Transfers (MCC 4829) and Wholesale Clubs (MCC5300)

 

[nikhilv0303]

I had checked specifically on chat if the ebix transactions qualified for cashback and I was told that thought the MCC is 4900 but and the list of exclusions does not exclude such MCC but they have working notes basis which they told me it is ineligible for cashback. I had done transactions in April, will be fully clear once the Apr cashback comes in this month whether I get it for that or not

Pls confirm once you get the cashback and are able to validate

 

[nikhilv0303]

I have an HSBC Debit Card that offers 5% cashback on E-commerce and POS transactions.

1. Which platform can I use to pay credit card bills and still earn the 5% cashback?
2. Which platform can I use to buy Amazon Pay vouchers and get the 5% cashback?

Pls let us know if you are able to find something

 

[Amit_1]

I had checked specifically on chat if the ebix transactions qualified for cashback and I was told that thought the MCC is 4900 but and the list of exclusions does not exclude such MCC but they have working notes basis which they told me it is ineligible for cashback. I had done transactions in April, will be fully clear once the Apr cashback comes in this month whether I get it for that or not

Once you have any details, update us too

 

[Amit_1]

Should we merge the two threads:
Post in thread 'HSBC Debit card 5% cashback linked with salary Account'
https://www.technofino.in/community...linked-with-salary-account.39571/post-1035346

 

[Prasanna]

I had checked specifically on chat if the ebix transactions qualified for cashback and I was told that thought the MCC is 4900 but and the list of exclusions does not exclude such MCC but they have working notes basis which they told me it is ineligible for cashback. I had done transactions in April, will be fully clear once the Apr cashback comes in this month whether I get it for that or not

2 months back, I have paid my cc bill through good score and freecharge app. I don't whether it's eligible or not. I called the customer care, they are not saying anything.
How to check through chat?

 

[creditcardlover]

2 months back, I have paid my cc bill through good score and freecharge app. I don't whether it's eligible or not. I called the customer care, they are not saying anything.
How to check through chat?

I had done transactions on Ebix (MCC 4900), Savesage (MCC 7392) and Freecharge (MCC 6012)...none of these are excluded as per t&c, however on chat in asking for specific transactions, I was told all were ineligible. As these were all done in April, waiting to see what finally comes in June.

 

[cardio_guycardio_guy is verified member.]

Should we merge the two threads:
Post in thread 'HSBC Debit card 5% cashback linked with salary Account'
https://www.technofino.in/community...linked-with-salary-account.39571/post-1035346

@Rkr pls check here.

 

[Prasanna]

I had done transactions on Ebix (MCC 4900), Savesage (MCC 7392) and Freecharge (MCC 6012)...none of these are excluded as per t&c, however on chat in asking for specific transactions, I was told all were ineligible. As these were all done in April, waiting to see what finally comes in June.

So on date u will get cashback?

 

[creditcardlover]

So on date u will get cashback?

Normally comes by mid month but in Jan'25 it came on 31st.

 

[RkrRkr is verified member.]

@Rkr pls check here.

Done the same.