1% Cashback returns on HDFC Platinum Debit Card

[rufus]

is this still working? I have paid a small bill and the merchant name shows up as CCBBPSNO in the statement

Yes working...u will get RP for this merchant name

 

[airbubble]

Yes working...u will get RP for this merchant name

let's see.. I'll confirm 🙂

 

[Dobbiee]

let's see.. I'll confirm 🙂

This merchant code is not valid for points.
Valid code is DCSI-BBPSBILL

 

[airbubble]

This merchant code is not valid for points.
Valid code is DCSI-BBPSBILL

how do you get that merchant code? only for scheduled Autopay transactions?

 

[Dobbiee]

how do you get that merchant code? only for scheduled Autopay transactions?

Go through the first post of this thread.

 

[airbubble]

Go through the first post of this thread.

i did and that's why I'm asking. i added using that process, so is it only the case that only scheduled/auto-pay enabled payments will get the cashback??

 

[Dobbiee]

i did and that's why I'm asking. i added using that process, so is it only the case that only scheduled/auto-pay enabled payments will get the cashback??

Yes. Any manual intervention would generate a OTP and then it would not be eligible for reward points.

 

[airbubble]

Yes. Any manual intervention would generate a OTP and then it would not be eligible for reward points.

so right now, this is how it looks. Do I need to delete all of them and fill back under "Scheduled"?

 

[Dobbiee]

so right now, this is how it looks. Do I need to delete all of them and fill back under "Scheduled"?

Smartpay enabled if fine.
Hope all are on payment on platinum debit card (old version).

Once a bill is generated, it should show under scheduled within 2-3 days.
Incase not showing under scheduled, then auto-pay wont happen.

 

[airbubble]

Smartpay enabled if fine.
Hope all are on payment on platinum debit card (old version).

Once a bill is generated, it should show under scheduled within 2-3 days.
Incase not showing under scheduled, then auto-pay wont happen.

the bill is generated for all of them. but not showing under scheduled. is it because I added them after the bill was generated?

 

[mkay66]

I added my cards as instructed by Mr. @Dobbiee well before their bill date, all CC bill got scheduled except the ICICI cards.
Is there any problem with ICICI cards?

if there is some way around that I don't know, please let me understand.

Thankyou in advance.

 

[desiviru]

I added my cards as instructed by Mr. @Dobbiee well before their bill date, all CC bill got scheduled except the ICICI cards.
Is there any problem with ICICI cards?

if there is some way around that I don't know, please let me understand.

Thankyou in advance.

Wait for it. Some billers take time. It is on HDFC SMartpay when they fetch bill from that particular biller. Have patience, they will fetch it.

 

[airbubble]

Wait for it. Some billers take time. It is on HDFC SMartpay when they fetch bill from that particular biller. Have patience, they will fetch it.

if the bill is already generated but not sure yet, and i have added after the bill was generated, would I be able to schedule a payment?

 

[Dobbiee]

if the bill is already generated but not sure yet, and i have added after the bill was generated, would I be able to schedule a payment?

Sometimes it picks up bill which was generated earlier, some cases it doesnt.
There have been issues seen with SBI, Axis, ICICI. But no specific reasons understood for them.

 

[airbubble]

yes

Sometimes it picks up bill which was generated earlier, some cases it doesnt.
There have been issues seen with SBI, Axis, ICICI. But no specific reasons understood for them.

i see Yes Kiwi' bill for picked up. rest are yet to updated.

 

[DarthBrooks]

Ye reddit pr karma farming k chakkar m apna ye hack bhi jaega 💀

 

[Hell_Kitty]

My experience of getting 1% cashback on HDFC Platinum debit card.

Dec 23 - Opened Savings Max Account and got 'Visa Platinum Debit Card'. Started getting 1% cashback (upto Rs 750) on making payment of ICICI credit card through Bill Pay on HDFC platform. In around 6 months time it stopped automatically.

Nov 24 - Changed the account type to Speciale Gold and also converted to Classic Banking (on request). Placed order for new Platinum Debit Card with hope to get word Classic mentioned it. But again got the same variant 'Visa Platinum Debit Card'. Anyways, again started getting 1% cashback on payment of ICICI bank credit card through bill pay on HDFC platform. Only thing I did was delete the biller and re-register for auto-payment with the new debit card through Bill Pay on HDFC platform. Dont know if that was required to be done.

Not sure what has worked:

1. New Account Type
2. New Account type + New Debit Card
3. New Account type + New Debit Card + Classic Banking

Has anyone experienced this before. Is it a technical glitch.
Do share your views.


Edit on 05.03.2025
This is currently a working method irrespective of account type and age of Platinum debit card.
Suggested steps, as seen it as a working method for several people:

1. Create new biller on mobile app. (Dont use Netbanking)
2. While registering other bank CC Biller 'SmartPay Enabled' should be mentioned there.
3. CC Bill generated should get registered in the 'Scheduled'. (an sms would also come mentioning word 'SmartPay').
4. Let the payment happen on auto mode. (Another sms would come 2-3 days before auto payment, it would also have word 'SmartPay').
5. Amount of bill generated and paid should match. During payment it would not ask for OTP/PIN.
6. The merchant name showing in statement would be - DCSI-BBPSBILLPAY

Detailed steps on adding the other bank CC to HDFC Bill Pay.

1. Register on HDFC mobile app by clicking 'add biller'.
2. Select biller type 'Credit Card'.
3. Enter Biller information - Select bank to which your credit card belongs to.
4. Enter your mobile number and last 4 digits of the CC number. And give a name to the biller.
5. At this point it would show 'Enable Smartpay'.
6. In smartpay amount - select 'Entire Bill Amount'.
7. In 'pay from' select your HDFC Platinum debit card. Enter Expiry date. Press continue.
8. Skip the step of 'Would you like to make a payment while we add your biller?'
9. Accept the T&C and press 'confirm'.
10. Your registration would happen without OTP/PIN.
11. An sms would come which have mention of 'HDFC SmartPay via Debit Card XXXX'

So when should we make payment once it starts showing under scheduled so as to not trigger OTP.?? Is it only last 3/4 days? Or anytime after scheduled starts showing?

 

[Dobbiee]

So when should we make payment once it starts showing under scheduled so as to not trigger OTP.?? Is it only last 3/4 days? Or anytime after scheduled starts showing?

You dont have to pay when its under scheduled. It would automatically get paid 3-4 days before due date.
The cashback comes only on auto pay.