Need suggestions for Grocery payments using the below cards

[valorantnoob]

Hello guys,

I have the following cards right now, so my question is which one will be better for Grocery payments

1. Flipkart Axis CC LTF
2. Axis Neo CC LTF
3. Axis Kiwi CC Rupay UPI
4. Kotak League LTF
5. SBI SimplyClick CC
6. BOB Premier CC LTF
7. Swiggy HDFC CC LTF

Thanks.

 

[Anupama_Jha]

Depends upon from where are u shopping? Online or offline

Flipkart and Swiggy are better options

 

[valorantnoob]

Depends upon from where are u shopping? Online or offline

Flipkart and Swiggy are better options

online mostly, sometimes quick shop in offline store, please suggest

 

[Anupama_Jha]

I uses Flipkart axis since I don't have Swiggy to optimise.

 

[tachniki]

Axis neo has once a month offer on blinkit. Swiggy has benefit on Instamart. Flipkary or Swiggy card may be used for 1% Cashback on offline grocery.

You may want to look for better cards. HSBC live plus can give you 10% cashback on grocery.

 

[valorantnoob]

Axis neo has once a month offer on blinkit. Swiggy has benefit on Instamart. Flipkary or Swiggy card may be used for 1% Cashback on offline grocery.

You may want to look for better cards. HSBC live plus can give you 10% cashback on grocery.

HSBC live plus LTF possible?

 

[tachniki]

HSBC live plus LTF possible?

Doubtful. But anyways you will recover annual fees of Rs 999 in less than a month just with savings. You also get rs 1000 as cashback on spending Rs 20000 in one month. If you apply for card via cashkaro, you will receive rs 2200 as cashback from cashkaro. That practically makes it free for 3 years with 10% savings on grocery and dining and 1.5% cash on most of other online and offline spend.

 

[HackerHP]

Can we get 10% cashback on Flipkart grocery using Swiggy card @VISHESH_BANSAL @Abhishek012

 

[avikrish]

Doubtful. But anyways you will recover annual fees of Rs 999 in less than a month just with savings. You also get rs 1000 as cashback on spending Rs 20000 in one month. If you apply for card via cashkaro, you will receive rs 2200 as cashback from cashkaro. That practically makes it free for 3 years with 10% savings on grocery and dining and 1.5% cash on most of other online and offline spend.

Do we get 10% cashback via hsbc live+ on Flipkart grocery, Amazon fresh , Bigbasket, jiomart (online) ? And also on normal Flipkart contains grocery items will I get there ?

How to redeem reward points to cash ? Any charges, capping, limit?

 

[vijay241]

Can we get 10% cashback on Flipkart grocery using Swiggy card @VISHESH_BANSAL @Abhishek012

No, 10% cashback on Swiggy card is only on Instamart

 

[vijay241]

Do we get 10% cashback via hsbc live+ on Flipkart grocery, Amazon fresh , Bigbasket, jiomart (online) ? And also on normal Flipkart contains grocery items will I get there ?

How to redeem reward points to cash ? Any charges, capping, limit?

Not sure about flipkart or amazon fresh. But I am getting 10% cashback on Bigbasket and jiomart.

No need to redeem reward points, it gets automatically credited to card account in 3 days after bill generation. Also this credit is counted towards repayment.

 

[avikrish]

Not sure about flipkart or amazon fresh. But I am getting 10% cashback on Bigbasket and jiomart.

No need to redeem reward points, it gets automatically credited to card account in 3 days after bill generation. Also this credit is counted towards repayment.

Will Flipkart grocery and Amazon fresh get 5% cashback on HDFC Swiggy cc ?

 

[vijay241]

Will Flipkart grocery and Amazon fresh get 5% cashback on HDFC Swiggy cc

I never used it on flipkart and Amazon for groceries, so not sure. Others plz confirm

 

[tachniki]

Do we get 10% cashback via hsbc live+ on Flipkart grocery, Amazon fresh , Bigbasket, jiomart (online)

Tested only with bigbasket and it works there.