Card for groceries

[iamdhamo]

Hi Team,
I m looking for credit card for groceries and I looked simply save variant rupay version as it gave 10x rewards on groceries n dining

I want a rupay version n hence decided to use this card. I m not interested in kiwi due to yearly charge for neon membership

I already have hsbc live so once that card cb is reached I will use this card for groceries. I also have Swiggy hdfc n axis airtel for Swiggy txns

I also shortlisted axis airtel rupay but it's fee waiver is 2L whereas for sbi it's 1L
Also reward rate in axis airtel is 1% but for sbi it's 2.5% considering 10x as I will mainly spend for groceries. Also for sbi card offers

Any suggestions

 

[plastikman]

AU LITis worst card as we ñeed to pay Rs (99+18 GST) 117 every time for redeem the points.

Activate grocery feature to get 5% straight cb. No rp or redemption charges

 

[VSC]

Idfc power+ gives 5% on grocery and fule both.

Does it give 5% at dmart?

 

[technoguy]

Activate grocery feature to get 5% straight cb. No rp or redemption charges

I have AuLit Rupay variant card. If I activate this feature and make upi payments at local veg/fruit vendors having merchant QR code, would these payments be eligible for 5% cb?

 

[panchabhut]

HSBC live +

 

[plastikman]

I have AuLit Rupay variant card. If I activate this feature and make upi payments at local veg/fruit vendors having merchant QR code, would these payments be eligible for 5% cb?

Yes, I have heard UPI also fetches grocery cashback if you have LIT Rupay.

Just like swiping your card offline on a POS fetches grocery cb.

 

[Virtual King]

I m looking for credit card for groceries

You can also check out SBI BPCL Octane (which is primarily a fuel card giving 6.25% returns on fuel at BPCL outlets) which gives 2.5% returns on spending offline on groceries, departmental stores, movies & dining. It is a good choice. Octane can easily be obtained from SBI cards - no major issues here. It is available in Visa and Rupay versions. (For a detailed guide on Octane and some discussions, you can check this thread here).

Infinia of course gives 3.3% base returns on groceries, dining, etc. But since it is invite-only card, procuring it remains problematic.

Hope this helps. 🙂

 

[sousnake]

Does it give 5% at dmart?

Y e s

 

[VSC]

Y e s

Ok, thank you