Hi All,
Currently I am using 12 credit cards (Listed below). And planning to get some more as per my need and benefits or just for collection. Know almost all the benifits of the cards but still want to take the best out of them. I am writing how I use the card with the list, please review and add your suggestions. Not created the excel sheet yet. 😜
Can anyone suggest the strategy for take the maximum benefits out of them. I mean which card should I use to which category first and then second card. Did you created any Excel sheet for this purpose? If yes, please share. Also suggest which one should I close.
Here is the list.
1. SBI BPCL (Paid) (Using for BPCL fuel or sbi online offers)
2. Hdfc Swiggy (Paid) (using for Swiggy and online orders on 5% cashback catagories)
3. Hdfc DCP (LTF) (using for group movie benifits and hdfc online offers)
4. Axis Flipkart (LTF) (using for Flipkart orders)
5. Axis myzone (LTF) (using for 1+1 movie benifits, Axis online offers, EMI offer and Swiggy orders sometimes)
6. Axis Privilege (LTF) (new card, plan to use Axis online offers and EMI offer, Visa signature benifits)
7. ICICI AP (LTF) (using for Amazon orders)
8. ICICI Platinum (LTF) (using for ICICI online offers and EMI offers)
9. Yes kiwi (LTF) (UPI scan and pay and Yes online offers)
10. INDUSIND legend (LTF) (new card, plan to use for 1+1 movie benifits and Indusind online offers, Airport lounge, Visa signature benifits)
11. IDFC millennia (LTF) (stuck at low limit, Railway lounge, IDFC online offers)
12. PNB RUPAY Select (LTF*) (Rupay select benefits, sometimes small UPI transactions)
Currently I am using 12 credit cards (Listed below). And planning to get some more as per my need and benefits or just for collection. Know almost all the benifits of the cards but still want to take the best out of them. I am writing how I use the card with the list, please review and add your suggestions. Not created the excel sheet yet. 😜
Can anyone suggest the strategy for take the maximum benefits out of them. I mean which card should I use to which category first and then second card. Did you created any Excel sheet for this purpose? If yes, please share. Also suggest which one should I close.
Here is the list.
1. SBI BPCL (Paid) (Using for BPCL fuel or sbi online offers)
2. Hdfc Swiggy (Paid) (using for Swiggy and online orders on 5% cashback catagories)
3. Hdfc DCP (LTF) (using for group movie benifits and hdfc online offers)
4. Axis Flipkart (LTF) (using for Flipkart orders)
5. Axis myzone (LTF) (using for 1+1 movie benifits, Axis online offers, EMI offer and Swiggy orders sometimes)
6. Axis Privilege (LTF) (new card, plan to use Axis online offers and EMI offer, Visa signature benifits)
7. ICICI AP (LTF) (using for Amazon orders)
8. ICICI Platinum (LTF) (using for ICICI online offers and EMI offers)
9. Yes kiwi (LTF) (UPI scan and pay and Yes online offers)
10. INDUSIND legend (LTF) (new card, plan to use for 1+1 movie benifits and Indusind online offers, Airport lounge, Visa signature benifits)
11. IDFC millennia (LTF) (stuck at low limit, Railway lounge, IDFC online offers)
12. PNB RUPAY Select (LTF*) (Rupay select benefits, sometimes small UPI transactions)
