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Offer Fulfilled! Bank/CC official SMS ending with -S

The offer has been fulfilled by the bank/company.
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SMS, Bank SMS, CC SMS, transaction alert, sms alert New

hender

TF Legend
Official Financial SMS ending with -S

JD - AxisBK - S

AD - SBIINB - S
AX - PNBSMS - S

CP - HDFCBK - S
VK - BHIMAP - S


The "-S" suffix in SMS messages, mandated by TRAI (Telecom Regulatory Authority of India), indicates Service Messages. These messages are typically related to account updates, notifications, or confirmations from various services. If you are receiving an SMS ending in "-S", it's likely a notification or update from a service you are subscribed to.
For example, an SMS from your bank informing you about a recent transaction would be classified as a Service message and thus, would end with "-S".

Other suffixes include "-P" for promotional messages, "-T" for transactional messages, and "-G" for general messages.

"Google AI"
 
Last edited by kuchbhikuchbhi is verified member.:
My first SMS with suffix came on Wednesday around 4AM from FedFiB-S, then all sms from SBI, HDFC, AXIS, KOTAK, UNION started coming with -S or -T suffix depending on type. Also, some service providers, like Flipkart, Ekart, EcomExpress, Shipkart all started adding -S.

This is done per TRAI's 2nd Ammendment for better transparency and fight SPAM in SMS messages.

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Last edited:
If T is for Transactional messages. Why is axis sending me transaction messages in S?

Although I am getting OTP messages for transactions as T.
 
So far I got these

Axis :
AD - AXISBK-S
JD - AXISBK-S
VK - AxisBk-T
AX - AXISBK-S
CP - AXISBK-S
JD - AxisBk-T

HDFC :
VM - HDFCBK-S
AD - HDFCBK-S
JM - HDFCBK-S
AX - HDFCBK-S

ICICI :
AD - ICICIT-S
AD - ICICIO-T

S is mostly for all other SMS
T is only used for OTP transactions
 
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