Any way to secure M4B LTF?

[Hihihi]

Friends,

After exploring SPC cards from other major CC issuers, I am now after Axis and thinking of starting with M4B. After last two year's major magnus devaluation saga it doesn't make any sense to pay 30k + gst for this card and I am sure axis knows that too. So there must be ways to get it LTF.

I had a long discussion regarding this with a BM and we went into a full P&L tear down of Axis' CC business to debate on how M4B still remains profitable for Axis with burgundy customers even without the annual fee. I managed to convince him but he said he won't be able to convince the upper management for LTF M4B.

So, now I am here to ask you guys if there's any way to get M4B LTF currently. Anyone who got M4B LTF in 2025? Advisable to apply from any particular city? I would love to have Atlas and M4B both LTF if there's any workaround as well.

Few details: I am NTB for Axis, can apply C2C with other similarly priced cards, can open a burgundy account (normal or salary), would refrain from creating FDs, obviously no ULIPs!

 

[abhiaj_geek]

It

Friends,

After exploring SPC cards from other major CC issuers, I am now after Axis and thinking of starting with M4B. After last two year's major magnus devaluation saga it doesn't make any sense to pay 30k + gst for this card and I am sure axis knows that too. So there must be ways to get it LTF.

I had a long discussion regarding this with a BM and we went into a full P&L tear down of Axis' CC business to debate on how M4B still remains profitable for Axis with burgundy customers even without the annual fee. I managed to convince him but he said he won't be able to convince the upper management for LTF M4B.

So, now I am here to ask you guys if there's any way to get M4B LTF currently. Anyone who got M4B LTF in 2025? Advisable to apply from any particular city? I would love to have Atlas and M4B both LTF if there's any workaround as well.

Few details: I am NTB for Axis, can apply C2C with other similarly priced cards, can open a burgundy account (normal or salary), would refrain from creating FDs, obviously no ULIPs

It is worth it for people who have spends > 25L.

Also Burgundy doesn’t even get an atlas ltf these days.

 

[Hihihi]

Also Burgundy doesn’t even get an atlas ltf these days

Yeah, heard that from the BM as well. But come on, a 5k card LTF for a 3L salary / 30L TRV customer should be a no brainer for Axis