update : got my epm in within a week started showing in netbanking yesterday night itself
the process was very seamless
the rm just took approvals (3 days for approvals) then raised an sr for upgrading my old emerald cc and had just asked from my existing emerald cc no (3 days for upgrading)
no otp
no docs
he even didnt log it in the system or anything
no application number too
smoothest every cc process for me till date
so tbh even if u have decent trv of say 50L to 1cr u can get it no need of itr or salary requirement..
@1RC one more additional to my icici cc collection xD soon sapphiro rupay incoming xD from rubyx to epm would be having all cards and all variants 😂