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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

yes emerald ltf with 10L limit ... havent u seen my icici cc collection lol 😂 just a min
btw im a private banking acc holder... in my acc i have around 50L in fd and savings combined... rest 10-20L in the form of mutual funds , demat , etc so total myself i have a contribution of 60-70L in the trv of our family banking rest my parents have ..

attached the pic of my collection

sapphiro rupay about to come soon and epm also.. all are my cards no addons
it will be pretty cool if you manage to get epm in mc and amex!
 
ICICI ke bade fan lagte ho dost
bas nashe tha sab le lene ka xD and ltf hai sab toh kya dikkat 😂

and acc ka baat hai toh woh log service dete hai toh issue nai baki sab chodu banks chota chiz ke liye bhi branch bulata hai yaha mereko kuch bhi kaam rehta toh ghar ata hai banda rekyc krna ho ya cash deposit ya withdrawal sab ho jata

cheque ready krta hu banda cash de jata hai nd cheque le jata hai so easy hai life inke sath bank toh jana hi nai padhta

and abhi bhi epm ka 3 din me approval aya and uske baad sr bhi raise ho gaya without anything no docs no otp nothing
 
bas nashe tha sab le lene ka xD and ltf hai sab toh kya dikkat 😂

and acc ka baat hai toh woh log service dete hai toh issue nai baki sab chodu banks chota chiz ke liye bhi branch bulata hai yaha mereko kuch bhi kaam rehta toh ghar ata hai banda rekyc krna ho ya cash deposit ya withdrawal sab ho jata

cheque ready krta hu banda cash de jata hai nd cheque le jata hai so easy hai life inke sath bank toh jana hi nai padhta

and abhi bhi epm ka 3 din me approval aya and uske baad sr bhi raise ho gaya without anything no docs no otp nothing
GREAT, 👍, Paisa fenk tamansha dekh...
 
yes emerald ltf with 10L limit ... havent u seen my icici cc collection lol 😂 just a min

btw im a private banking acc holder... in my acc i have around 50L in fd and savings combined... rest 10-20L in the form of mutual funds , demat , etc so total myself i have a contribution of 60-70L in the trv of our family banking rest my parents have ..

attached the pic of my collection

sapphiro rupay about to come soon and epm also.. all are my cards no addons

bas nashe tha sab le lene ka xD and ltf hai sab toh kya dikkat 😂

and acc ka baat hai toh woh log service dete hai toh issue nai baki sab chodu banks chota chiz ke liye bhi branch bulata hai yaha mereko kuch bhi kaam rehta toh ghar ata hai banda rekyc krna ho ya cash deposit ya withdrawal sab ho jata

cheque ready krta hu banda cash de jata hai nd cheque le jata hai so easy hai life inke sath bank toh jana hi nai padhta

and abhi bhi epm ka 3 din me approval aya and uske baad sr bhi raise ho gaya without anything no docs no otp nothing
Reminded me of Kevin Spacey 's "Margin Call"
 
yes emerald ltf with 10L limit ... havent u seen my icici cc collection lol 😂 just a min

btw im a private banking acc holder... in my acc i have around 50L in fd and savings combined... rest 10-20L in the form of mutual funds , demat , etc so total myself i have a contribution of 60-70L in the trv of our family banking rest my parents have ..

attached the pic of my collection

sapphiro rupay about to come soon and epm also.. all are my cards no addons
Emeralde LTF ???
 
update : got my epm in within a week started showing in netbanking yesterday night itself

the process was very seamless

the rm just took approvals (3 days for approvals) then raised an sr for upgrading my old emerald cc and had just asked from my existing emerald cc no (3 days for upgrading)

no otp
no docs
he even didnt log it in the system or anything
no application number too

smoothest every cc process for me till date

so tbh even if u have decent trv of say 50L to 1cr u can get it no need of itr or salary requirement..

@1RC one more additional to my icici cc collection xD soon sapphiro rupay incoming xD from rubyx to epm would be having all cards and all variants 😂
 

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update : got my epm in within a week started showing in netbanking yesterday night itself

the process was very seamless

the rm just took approvals (3 days for approvals) then raised an sr for upgrading my old emerald cc and had just asked from my existing emerald cc no (3 days for upgrading)

no otp
no docs
he even didnt log it in the system or anything
no application number too

smoothest every cc process for me till date

so tbh even if u have decent trv of say 50L to 1cr u can get it no need of itr or salary requirement..

@1RC one more additional to my icici cc collection xD soon sapphiro rupay incoming xD from rubyx to epm would be having all cards and all variants 😂
Hope EPM too is LTF for you. Maintain the streak.
 
update : got my epm in within a week started showing in netbanking yesterday night itself

the process was very seamless

the rm just took approvals (3 days for approvals) then raised an sr for upgrading my old emerald cc and had just asked from my existing emerald cc no (3 days for upgrading)

no otp
no docs
he even didnt log it in the system or anything
no application number too

smoothest every cc process for me till date

so tbh even if u have decent trv of say 50L to 1cr u can get it no need of itr or salary requirement..

@1RC one more additional to my icici cc collection xD soon sapphiro rupay incoming xD from rubyx to epm would be having all cards and all variants 😂
Congratulations! Btw It showed up in the newspaper too. Last 4 digits of your card is 9009 😃
 
Hope EPM too is LTF for you. Maintain the streak.
nah fyf probably ek tarike se not sure abhi us chiz ka ho jaye toh batata hu...but issue nai hai usage hai mera easily cover ho jayega waivers

infinia me this financial yr ka 7L use ho chuka 🤣 3% rp ke liye ek aur card chahiye tha epm utha liya 😂
 
nah fyf probably ek tarike se not sure abhi us chiz ka ho jaye toh batata hu...but issue nai hai usage hai mera easily cover ho jayega waivers

infinia me this financial yr ka 7L use ho chuka 🤣 3% rp ke liye ek aur card chahiye tha epm utha liya 😂
Bro EPM FYF and LTF nahi milta hai, I think they don’t have this pricing option in their application process. Anyway, FYF mile to bhi mat lena, joining benefits are much more than the fee roughly about 40-45k benefit depending on which Taj hotel you stay.
Infinia LTF hai ki paid?
 
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