Zero balance account with good debit card insurance.

[Anurag]

I'm looking for a zero balance maintenance savings account with a debit card offering superior insurance benefits compared to others.
Is it worthwhile to have a zero balance account focusing the free insurance?
Also, please recommend a credit card (preferably easy to obtain, not premium) that provides substantial insurance benefits so I won't need to apply for a savings account.

Yeah, there are lots of options for term, life, and accidental insurance. I'm also interested in suggestions for debit/credit insurances. There's nothing wrong with having free insurance.
Edit - how's the AU zero balance account platinum debit card for this?

 

[Vasuki]

I'm looking for a zero balance maintenance savings account with a debit card offering superior insurance benefits compared to others.
Is it worthwhile to have a zero balance account focusing the free insurance?
Also, please recommend a credit card (preferably easy to obtain, not premium) that provides substantial insurance benefits so I won't need to apply for a savings account.

Yeah, there are lots of options for term, life, and accidental insurance. I'm also interested in suggestions for debit/credit insurances. There's nothing wrong with having free insurance.

Term insurance u can get for 600-1000 rs p/m for 50-70lakh .

Dc insurance depends on purchase through online / card swipe in last quarter upto 5k or more .
Better to be secure.bcz u don't want to swipe per quarter & think about dying next quarter.

For insurance . Hdfc saving max is one such account- ( 25k ) free dc
Magnus cc have medical benefits
Sbi have health related cards

 

[Anurag]

Term insurance u can get for 600-1000 rs p/m for 50-70lakh .

Dc insurance depends on purchase through online / card swipe in last quarter upto 5k or more .
Better to be secure.bcz u don't want to swipe per quarter & think about dying next quarter.

For insurance . Hdfc saving max is one such account- ( 25k ) free dc
Magnus cc have medical benefits
Sbi have health related cards

Is it necessary to hv 5k plus spend?
Also i m focussing on accidental insurance

 

[SSV]

Don't know much details, but you can research idfc wealth DC for your needs

 

[Vasuki]

Is it necessary to hv 5k plus spend?
Also i m focussing on accidental insurance

Yes per quarter