Which CC to apply from the mentioned cards?

[Dr. Drake]

I have Pre-approved Cc offers from SBI, AXIS,ICICI & Bajaj RBL card -

SBI Prime (3k+GST) , SBI elite (5K+GST) - First Year fee is getting Compensated in the form of Gift cards
Axis Neo & Ace - Pretty bad experience. Recently applied for Magnus was delivered Axis select
ICICI Signature cards
Bajaj Platinum choice RBL Bank with 48days free cash withdrawal

My portfolio is currently mix of Entry Level & Premium Cards at the movement. Is it worth applying for any mentioned cards? I was particulary interested in SBI elite? Any thoughts

 

[ashwink]

I have Pre-approved Cc offers from SBI, AXIS,ICICI & Bajaj RBL card -

SBI Prime (3k+GST) , SBI elite (5K+GST) - First Year fee is getting Compensated in the form of Gift cards
Axis Neo & Ace - Pretty bad experience. Recently applied for Magnus was delivered Axis select
ICICI Signature cards
Bajaj Platinum choice RBL Bank with 48days free cash withdrawal

My portfolio is currently mix of Entry Level & Premium Cards at the movement. Is it worth applying for any mentioned cards? I was particulary interested in SBI elite? Any thoughts

How did you get pre approved offer from sbi 🧐

 

[BankExpertIndia]

I have Pre-approved Cc offers from SBI, AXIS,ICICI & Bajaj RBL card -

SBI Prime (3k+GST) , SBI elite (5K+GST) - First Year fee is getting Compensated in the form of Gift cards
Axis Neo & Ace - Pretty bad experience. Recently applied for Magnus was delivered Axis select
ICICI Signature cards
Bajaj Platinum choice RBL Bank with 48days free cash withdrawal

My portfolio is currently mix of Entry Level & Premium Cards at the movement. Is it worth applying for any mentioned cards? I was particulary interested in SBI elite? Any thoughts

Can Apply For SBI Prime If Can Spend More Than 2.8L In Year Or Elite If More Than 10L

Axis Ace/Flipkart Axis Is A Good To Have... With One Premium Card

ICICI Any Card (Just For Amazon/Flipkart Offers Only)

Bajaj SuperCard : Don't Apply

 

[AsB]

Are Flipkart or Ace credit card considered as Premium variants ?

 

[ashwink]

Are Flipkart or Ace credit card considered as Premium variants ?

Maybe yes

 

[Dr. Drake]

Are Flipkart or Ace credit card considered as Premium variants ?

Certainly not good entry level cards

 

[Dr. Drake]

Can Apply For SBI Prime If Can Spend More Than 2.8L In Year Or Elite If More Than 10L

Axis Ace/Flipkart Axis Is A Good To Have... With One Premium Card

ICICI Any Card (Just For Amazon/Flipkart Offers Only)

Bajaj SuperCard : Don't Apply

I'm looking for SBI offers only. My major spends go with SC ultimate

 

[Dr. Drake]

How did you get pre approved offer from sbi 🧐

tbh I don't know I just have one simple save sbi card pretty useless don't use much unless there are good offers.

 

[ashwink]

tbh I don't know I just have one simple save sbi card pretty useless don't use much unless there are good offers.

Go for Simply click is better.

 

[BankExpertIndia]

Go for Simply click is better.

Then Go Only For SimplyClik If Offers Are The Main Concern

 

[rjsudeep]

How did you get pre approved offer from sbi 🧐

Even I keep getting pre-approved offers from SBI from time to time, but they aren't LTF and have high fees.

 

[ashwink]

Even I keep getting pre-approved offers from SBI from time to time, but they aren't LTF and have high fees.

From sb account?

 

[rjsudeep]

From sb account?

Nope, from the SBI Card app. I don't have an SB account with them. I also keep getting mails regularly.

Just a few weeks back, they were calling constantly to take the pre-approved prime or elite. I refused as I didnt want to exhaust my quota of 3 cards. This was before the Cashback card announcement. Now I'm hoping to get the cashback card at the very least.

Even now when I open my SBI Card app, it shows PRIME, ELITE and SimplySAVE as pre-approved. Though I already have one SimplySAVE and one SimplyCLICK already.

 

[ashwink]

Nope, from the SBI Card app. I don't have an SB account with them. I also keep getting mails regularly.

That's what I'm saying I thought you got offers from sb account..

 

[AsB]

Even I keep getting pre-approved offers from SBI from time to time, but they aren't LTF and have high fees.

Same here. I got a call from Credit Card section of my branch, she asked me to come to the branch, as I had pre-approved offer, but no LTF. When i went there, she checked some details, and said that I can instantly get Pulse, Prime SimplyClick & Save. I didn't have any interest in credit cards back then

 

[rjsudeep]

That's what I'm saying I thought you got offers from sb account..

Despite no previous relationship with them, I used to get.
But then again, ages ago, had a joint SB account with my dad.

Cards division is separate from SB, so I dont think there is any correlation.

 

[ashwink]

Cards division is separate from SB,

Yeah I know

I dont think there is any correlation.

Despite of this I heard some people said that they received pre approved CC from sbi 😅 idk that's true or false 😛

 

[rjsudeep]

Yeah I know

Despite of this I heard some people said that they received pre approved CC from sbi 😅 idk that's true or false 😛

Most likely they got pre-approved from some other sourcing, not from SB. Highly unlikely it is from the SB side.

 

[Paritosh]

tbh I don't know I just have one simple save sbi card pretty useless don't use much unless there are good offers.

Same with me. I pay annual fees each year. I am planning to convert it into BPCL.