UPI App Inquiry?

[Finchamp!]

Which is the best UPI App for earning cashbacks on small day to day expenses?

 

[#aniket]

Which is the best UPI App for earning cashbacks on small day to day expenses?

Right now may be Kiwi as far as I know 🥝 ?

 

[Finchamp!]

Does this app work well for iOS?

 

[the.avhishek]

Does this app work well for iOS?

yes working well.

 

[#aniket]

Does this app work well for iOS?

Yes available for iOS as well but have no personal experience about the quality of effectiveness. But try most probably it will work flawlessly.

 

[plastikman]

Which is the best UPI App for earning cashbacks on small day to day expenses?

Also, try to get the Jupiter Edge Rupay CC.

 

[Finchamp!]

@plastikman: I am not huge on UPI payments - just day to day small expenses at Fruit/ Vegetable Vendors, Amul booth, Kirana store etc. So, no matter the cashback %, the overall amount would be small only. In said light, I have opted for PNB Select which is huge on non-spend benefits + super easy annual fee waiver. Do You think this logic makes sense?

 

[plastikman]

@plastikman: I am not huge on UPI payments - just day to day small expenses at Fruit/ Vegetable Vendors, Amul booth, Kirana store etc. So, no matter the cashback %, the overall amount would be small only. In said light, I have opted for PNB Select which is huge on non-spend benefits + super easy annual fee waiver. Do You think this logic makes sense?

It is worthwhile getting a Rupay card which has following features -

1. Nil joining and renewal fees
2. Wide acceptance and great reliability
3. Wide range of reward redemption options
4. Provides cb for offline card dip as well
5. May provide Rupay select wellness benefits

Considering that MoF is pushing Rupay as an alternative to Visa / MC / Amex / Diners visa NPCI, it seems that the rupay card are going to become the norm and you can considering adding them to your existing conventional cards and use them for big ticket purchases (atleast online).

 

[doraemon]

Best would be Bajaj finserv that have offers on send money almost every day

 

[Qrius]

on my UPI credit card txn I get 0.25% cashback on Kiwi for all txn.. for normal txn i dont get much...

 

[#aniket]

on my UPI credit card txn I get 0.25% cashback on Kiwi for all txn.. for normal txn i dont get much...

You're trying to meant that you're not getting any cashback when you sent money through UPI Bank A/c ?

 

[Qrius]

You're trying to meant that you're not getting any cashback when you sent money through UPI Bank A/c ?

no no.. when i do Credit card transaction then i get

 

[paxauquabriba-4876]

Which is the best UPI App for earning cashbacks on small day to day expenses?

nada if paying via CC as most merchants are disabling UPC CC option

for upi via svngs accnt u can try fi app ,2% i gueess

 

[#aniket]

no no.. when i do Credit card transaction then i get

Not on using UPI with Savings A/c ?

 

[plastikman]

My Rupay credit card is linked to Payzapp UPI. Let's say I ordered an iPhone in Amazon and made payment for that order through Payzapp credit card UPI. Next day if I cancel the iPhone, will Amazon issue refund to the same UPI ID or else the credit card ?

Technically, it must be the UPI ID. My follow-up question is, next day after placing and cancelling the order, if I delink my Rupay credit card from Payzapp UPI, and make my bank A/C as primary of the UPI, will the refund be credited to the primary A/C ?

Commanderji @Abhishek012, aap hi batayiye 😃

 

[#aniket]

Commanderji @Abhishek012, aap hi batayiye 😃

@Vishnubs Nahi credit card mein hi aayega 😂

 

[Finchamp!]

What about Jupiter & CRED Apps?