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Union bank launch RuPay 'JCB Health' UPI Credit card | Get services worth Rs31,750

Abhishek012

TF Pioneer
Union bank launch RuPay 'JCB Health' UPI Platinum Credit card | Get services worth Rs31,750:

Note - Union bank official variant name "Union JCB HEALTH" Platinum Credit Card and card also link with UPI.

Apply link:
Jcbhealth.png

About the Card:

Union JCB Health card is designed keeping in view Medical, Medical product requirements, Home and Lifestyle expenses. This card offers Annual benefits worth Rs.22,000/- on a variety of services.

The card is designed to meet various needs by offering Airport Lounge access, Complimentary Golf games, various Discounted programs, Complimentary Online medical consultation, Complimentary Health Check-ups, Various Wellness and Lifestyle services and much more. Visit Features & Benefits for more details.

To avail services under Union JCB Health Card, Visit the website https://eahomecare.in

Features & Benefits:

Following are the set of services available under Union JCB Health card variant:

Annual benefit on this card are worth
rupee.png
31,750/- as mentioned below.

Benefits Category
Benefits Details
Service delivery
Program Inclusion
Medical
Teleconsultation with E-prescription.​
Video Consult​
2 Free Teleconsultations/Year​
Psychologist​
Video Consult​
2 Free Teleconsultations/Year​
Doorstep Delivery​
Diagnostic Packages​
1 Free Package A - C​
Medicine delivery​
Doorstep Delivery​
1 Zero Delivery Charge Express Delivery (5 kms)​
Wellness
Dietician​
Video Consult​
1 Free Teleconsultation/Year​
Fitness Training​
Video Consult​
1 Free Session/Year​
Home & Lifestyle
Services
Car Wash & Vehicle Sanitization​
Doorstep Delivery​
1 Free Car Cleaning/Year​
Car Services(Battery Jump Start/Fuel Delivery/Tire Replacement)​
Doorstep Delivery​
Any 2 Free Car Service/Year​
Doorstep Delivery​
Home Appliance Repair(AC/TV/Fridge)​
1 Free Appliance Repair/Year(Labour Only)​
Fashion Stylist Consultation​
Video Consult​
1 Free Consultation/Year​
Video Consult​
Hobby Development (Cooking/Dance/Music)​
Any 1 Free Consultation/Year​
Home Digital Protection
Device Protection- Ransomware/Online Banking/Antivirus/Browsing & Digi-Parenting Protection​
Online​
1 Device Protection License​
Email Account monitoring & Proactive Alerting in case of breach detection on Dark web​
Online​
1 Free Email ID monitoring & Alerting​


Sr No.
Medical facilities and approximate Benefit
(Amount in Rs.)
Wellness facilities and approximate benefit
(Amount in Rs.)
Home and Life style facilities and approximate Benefit
(Amount in Rs.)
Home Digital Protection facilities and approximate Benefit
(Amount in Rs.)
Free Insurance cover facility and approximate Benefit
(Amount in Rs.)
1​
Tele Consultation​
4000​
Dietician​
2000​
Car Wash​
3000​
Antivirus device protection​
1000​
Personal accident
and disability cover​
Upto
Rs.10 lacs​
2​
Psychologist​
4000​
Fitness training​
3000​
Car Services​
3000​
Email account monitoring from Cyberior​
500​
3​
Diagnostic packages​
3500​
Home appliances Repair​
3000​
4​
Medicine delivery​
750​
Fashion stylish consultation​
2000​
5​
Hobby development​
2000​
Total​
12250​
5000​
13000​
1500​

Along with the above, Customers can also avail all the offers provided by RuPay, JCB and our Bank from time to time for further details on the offers, customers may visit website https://unioncards.unionBankofindia.co.in

UPI on Credit card

Enjoy UPI payments on credit cards on BHIM app. This card is enabled on UPI for making merchant Payments (P2M) (through QR scan or online transactions).

Reward points

2 reward points. For every spend of Rs. 50,000 beyond 2.00 lakh, an incremental reward of 2000 points.

Fuel Surcharge Reimbursement

1% of fuel purchase transaction. Reimbursed to a maximum amount of Rs 100/- per card per month.

Accidental Insurance Coverage

Free Personal Accident Insurance coverage of up to Rs 10 lakh in case of loss of life. *T&C Apply

Airport and lounge access & Concierge services

Complimentary Domestic lounge access across India - 2 per quarter and International lounge access - 2 per year.

24*7 RuPay provided Domestic Concierge services would be extended through their toll free number 1800 26 78729 to help you to save valuable time and make and is subject to change as per RuPay's discretion from time to time without any prior notice.

Please refer link below for more details.

Lost Card Liability

In case of loss of credit card, report it immediately at our 24-Hour Customer Care 1800 425 1515 (Toll free). The card will be immediately blocked for all transactions to prevent card misuse. Any fraudulent transaction up to Rs. 1.50 lacs after reporting the loss will be covered by the Bank.

RuPay Offers

Exclusive merchant offers and cash back in Eateries, Restaurants & Utility Payments provided by RuPay. These offers are provided by RuPay by is subject to change as per their discretion from time to time without prior notice. Please refer the below link below for more details.

Fees and Charges:

Type of fee
Charges (Amount / %)
Admission Fee499/-
Annual Subscription - Main card499/-
Annual Subscription - Add on card-
Annual Subscription waived in the first year and not levied if usage in the previous year50,000/-
Roll Over Facility5 %
Free Credit Period21 to 50 days depending up on the date of purchase
Accidental Insurance Coverage10,00,000/- for card.
Lost Card Insurance1,50,000/-
Cash Advance Limit30% of the sanctioned limit
Add on card charges-
Lost Card ChargesNil
Lost Card Replacement Charges149/-
Charge Slip Request Charges
200/-​
Transactions charges at Railways1.5% + IRCTC charges
Surcharge on fuel purchase1% of fuel purchase transaction. Reimbursed to a maximum amount of 100/- per card per month.
Foreign Currency Mark up3%
Temporary Enhancement charges per occasion200/-
Hot Listing Charges200/-
Cash withdrawal through Union Bank of India ATMs3% on the amount withdrawn or 200/- whichever is higher
Cash Withdrawal charges Other Bank ATMs50/- in addition to 3 % on the amount withdrawn or 200/- whichever is higher
Balance Enquiry in Union Bank of India ATMsNil
Balance Enquiry in Other Bank ATMs20/-
Interest on cash advance charges2.5% per month
Service charge on revolving credit facility if MPD is paid with due date2.5% p.m or 34.49% Annualized percentage rate
Service charge on revolving credit facility if MPD is not paid within due date2.95% p.m or 41.75 % Annualized percentage rate
Over limit charges2.5% of the over limit amount, minimum 250/-
Duplicate statement for >3 months50/- per statement
Duplicate physical PIN mailer50/- per occasion
EMI facility
EMIEMI facility can be availed for 3/6/9/12 months except for Gold purchase, Cash withdrawals and fuel transactions
Processing Fee2%, minimum 200/- and maximum 1000/-
Rate of Interest16% per annum on reducing balances
Pre-closure Fee2% of the outstanding amount under EMI still not due
Late Payment Charges
Outstanding up to 25,000/-200/-
Above 25,000/-500/-
The above charges are exclusive of taxes and subject to change as per bank discretion from time to time without any prior notice.

Eligibility :

• Cards are issued primarily to customers. To Non customers on selective basis.
• Primary card holder should be in the age bracket of 18 years to 60 years for salaried and 18 years to 65 years for professionals.
• Add-on card holder should be 18 years and above.
• Income Eligibility is Rs. 7.5 lakh per Annum.
• For Business class 2 years I.T.Returns with computation sheets
• For Salaried class Form 16 / ITRs with latest Salary slip.
• Cards are also issued against lien on Fixed Deposit with 25% margin without insisting for Income Proof & Scoring Model.

The above eligibility criteria are only indicative.
The Bank reserves the right to approve or decline applications for Credit Card.

Documents to be submitted along with application :

• Application for credit card with complete information
• Two Passport size Color Photographs
• Latest Income Tax Returns for 2 years / Form 16 / Salary Slip
• Proof of address, ID Proof, Pan Copy as per KYC norms​
 
Last edited:

Abhishek012

TF Pioneer
Yes, But name is same for both Wellness and Health card under Fees and Charges, so make sure if someone apply for this card, check the annual charges.
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Already one person received JCB Health card and another person received JCB Wellness card, both are different card.

Union bank by mistake mentioned JCB Wellness credit card name under JCB Health credit card feature.

@harsh42s
 

Abhishek012

TF Pioneer
Which is better card amongst wellness and this card?
What is reward value?
UPI transactions mean can we transfer to bank by any trick?
Dnt know which health card is better.

UPI transaction means you can link your RuPay credit card to UPI and pay any UPI accept merchants/UPI merchant QR.
 
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