Tips for first time credit card apply with itr and business docs.

[Anurag]

One of my friend has itr and is self-employed, he needs a suggestion that which Bank he should go with for the first time for smooth credit card apply process.
Actually bank should not ask him to visit branch and expecting the best limit.
Card preference type - indian oil fuel card or rent payment

 

[D₹V]

One of my friend has itr and is self-employed, he needs a suggestion that which Bank he should go with for the first time for smooth credit card apply process.
Actually bank should not ask him to visit branch and expecting the best limit.
Card preference type - indian oil fuel card or rent payment

If you want instantly - Apply KOTAK Myntra card (590 fees), easy to procure & great rewards for a newbie. Make sure he is in serviceable area.

Additionally open HDFC account, maintain the MAB, do good spends from DC every month. Update income profile in netbanking. And wait for a good card pre approved offer. Don't take chindi cards like Moneyback 🚫, Freedom, etc. He might need to wait 6-12 months for great offer.

Hope it answers your query, you can mark my answer as solution by clicking best answer ☑️ button below my reply.

 

[Anurag]

If you want instantly - Apply KOTAK Myntra card (590 fees), easy to procure & great rewards for a newbie. Make sure he is in serviceable area.

Additionally open HDFC account, maintain the MAB, do good spends from DC every month. Update income profile in netbanking. And wait for a good card pre approved offer. Don't take chindi cards like Moneyback 🚫, Freedom, etc. He might need to wait 6-12 months for great offer.

Hope it answers your query, you can mark my answer as solution by clicking best answer ☑️ button below my reply.

Thanks for the reply. Actually he needs instantly.
Also he owns a petrol pump if you any good suggestion for card so he can use for business purpose as well (can visit branch also in this case😂) then suggest me.

 

[D₹V]

Thanks for the reply. Actually he needs instantly.
Also he owns a petrol pump if you any good suggestion for card so he can use for business purpose as well (can visit branch also in this case😂) then suggest me.

Then apply Kotak IOCL

 

[D₹V]

SBI BPCL is also an option

 

[Vasuki]

One of my friend has itr and is self-employed, he needs a suggestion that which Bank he should go with for the first time for smooth credit card apply process.
Actually bank should not ask him to visit branch and expecting the best limit.
Card preference type - indian oil fuel card or rent payment

1- sbi bpcl octane
2- axis Indian oil 4% - can go upto 8%
3- hdfc indian oil
4- kotak iocl


Go for axis iocl . Its the best .
Then kotak iocl

 

[NShah]

Thanks for the reply. Actually he needs instantly.
Also he owns a petrol pump if you any good suggestion for card so he can use for business purpose as well (can visit branch also in this case😂) then suggest me.

SBI BPCL Octane is the best option
Apply through SBIcard Sprint portal, you can get instant approval

 

[Cc_creditguy]

Can you explain axis IOC card features how it can give 8 % ??

 

[Vasuki]

SBI BPCL Octane is the best option
Apply through SBIcard Sprint portal, you can get instant approval

He need for iocl u r sayin bpcl 🥸

 

[Vasuki]

Can you explain axis IOC card features how it can give 8 % ??

4% direct .
If u have previlgae card.u can redeem in multi-brand voucher for 2x EDGE value

 

[NShah]

1- sbi bpcl octane

Aapne bhi pahle number rakha hai Sir ji 😁

 

[Vasuki]

Aapne bhi pahle number rakha hai Sir ji 😁

My bad 🥸.

 

[Anurag]

1- sbi bpcl octane
2- axis Indian oil 4% - can go upto 8%
3- hdfc indian oil
4- kotak iocl


Go for axis iocl . Its the best .
Then kotak iocl

SBI BPCL Octane is the best option
Apply through SBIcard Sprint portal, you can get instant approval

Will hv to go for iocl cards ig. Bpcl won't give rewards for iocl right?

 

[Vasuki]

Will hv to go for iocl cards ig. Bpcl won't give rewards for iocl right?

Yes right 👍 .
Get axis iocl .
Kotak next .
Apply axis with branch