third hdfc swiggy credit card approved

[aryanraj]

HDFC is so quick with card approval or rejection.

Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account.

approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few months back.

Activity in last 4 months. Cibil enquiry is 9-11 yet the cibil remaining same or 1,2 point down. currently at 781

CARD rejected with cibil hit
1. Scapia federal card because of more cibil enquiries from other banks in last 3 months, i see about 9-11 in last 4 months. I really don't get it why they reject the application because of this.
2. Axis myzone LTF rejected with internal policy/bank norms today and HDFC swiggy card approved in 30min. i assume because i already have 3 paid cards with axis.
3. AU No service available.
4. Bajaj RBL bank, got the approval msg subject to kyc yet rejected. when i asked, they said because of age although not mentioning the age limit.
5. IDFC showing only fd card.

Card Approved with cibil hit
1. BoB Select LTF
2. KOTAK platinum rupay LTF
3. SBM Credilio
4. HDFC Swiggy

 

[CARDiologist]

Isn't sbm credilio a fd based card?..then why the cibil hit?

Also do your HDFC swiggy share the same limit as millennia?

 

[aryanraj]

Isn't sbm credilio a fd based card?..then why the cibil hit?

Also do your HDFC swiggy share the same limit as millennia?

yes, i got a cibil hit even after it is fd card, will reach to sbm and ask about the same. hope they will remove it.

 

[Vasuki]

HDFC is so quick with card approval or rejection.

Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account.

approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few months back.

Activity in last 4 months. Cibil enquiry is 9-11 yet the cibil remaining same or 1,2 point down. currently at 781

CARD rejected with cibil hit
1. Scapia federal card because of more cibil enquiries from other banks in last 3 months, i see about 9-11 in last 4 months. I really don't get it why they reject the application because of this.
2. Axis myzone LTF rejected with internal policy/bank norms today and HDFC swiggy card approved in 30min. i assume because i already have 3 paid cards with axis.
3. AU No service available.
4. Bajaj RBL bank, got the approval msg subject to kyc yet rejected. when i asked, they said because of age although not mentioning the age limit.
5. IDFC showing only fd card.

Card Approved with cibil hit
1. BoB Select LTF
2. KOTAK platinum rupay LTF
3. SBM Credilio
4. HDFC Swiggy

Bob ? Really
How

 

[SamPtnk]

Swiggy and Hdfc Bank same phone no ?

 

[aryanraj]

Swiggy and Hdfc Bank same phone no ?

yes same netbanking, number

 

[aryanraj]

Bob ? Really
How

normal bob application, it showed ltf at apply page/

 

[Vasuki]

normal bob application, it showed ltf at apply page/

& What all doc did they asked

 

[aryanraj]

& What all doc did they asked

apply page showed me to upload itr and pan however they also asked for last 3 month statement of minimum income of 30k/month. they rejected the application so complain with rbi get it approved.