Things to consider before applying for Amazon Pay ICICI Credit Card?

[Sanjay]

hello, everyone a few days later I am going to apply for Amazon pay ICICI credit card.

Currently, I am having only one credit card HDFC bank MONEY BACK PLUS. My Cibil score is 779. Tell me things to remember while applying for it. In the app, it is showing video KYC and No documents are Required.

 

[Batmanbaba]

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hello, everyone a few days later I am going to apply for Amazon pay ICICI credit card.

Currently, I am having only one credit card HDFC bank MONEY BACK PLUS. My Cibil score is 779. Tell me things to remember while applying for it. In the app, it is showing video KYC and No documents are Required.

Even after that income documents can be asked.... And application can be rejected..... You can try your luck....

If u want sure shot approval.... Apply for platinum card instead... Use it for 3-4 months .... And then apply for apay... Card will be instantly generated... With limit same as platinum card... Even fd based platinum card will work

 

[Kartik155555]

Anyone knows how much time does ICICI takes to report to cibil for a new card issued?

 

[aadi]

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Even after that income documents can be asked.... And application can be rejected..... You can try your luck....

If u want sure shot approval.... Apply for platinum card instead... Use it for 3-4 months .... And then apply for apay... Card will be instantly generated... With limit same as platinum card... Even fd based platinum card will work

I am getting platinum fd based card right now, I'll be turning 19 in sept. But to apply for any other unsecured ICICI like apay or coral, they are saying minimum age is 21 years and 1 day old. So if I get their fd card of suppose 30-35k fd, will they give me apay card before turning 21 ? Because I can't put this much money into fd for 2 years till 21 age😅

 

[Batmanbaba]

I am getting platinum fd based card right now, I'll be turning 19 in sept. But to apply for any other unsecured ICICI like apay or coral, they are saying minimum age is 21 years and 1 day old. So if I get their fd card of suppose 30-35k fd, will they give me apay card before turning 21 ? Because I can't put this much money into fd for 2 years till 21 age😅

Apay minimum age is 18 years... U can get it easily in 3-4 months after platinum... Apply for apay after platinum start showing in cibil

 

[Sanjay]

Apay minimum age is 18 years... U can get it easily in 3-4 months after platinum... Apply for apay after platinum start showing in cibil

No it’s 21. I was also not able to apply it until is was 21 few days back. It says minimum age 21 required

 

[aadi]

For Amazon pay also the minimum age is 21, i confirmed with customer care, they said only fd based cards are offered before 21, for any unsecured cc the minimum age is 21.

 

[Batmanbaba]

No it’s 21. I was also not able to apply it until is was 21 few days back. It says minimum age 21 required

Available to both salaried and self-employed within the age group of 18 to 60

Told by customer care executive

 

[aadi]

No it’s 21. I was also not able to apply it until is was 21 few days back. It says minimum age 21 required

How did you get your hdfc moneyback cc bro ?

 

[moonsmart]

For Amazon pay also the minimum age is 21, i confirmed with customer care, they said only fd based cards are offered before 21, for any unsecured cc the minimum age is 21.

My brother got ICICI Coral pre-approved in Feb 2022, and in May got Apay card with shared limit instantly by entering existing card number. He's 20 years old.

I think the age limit is there for people applying manually.

 

[Karthik:]

Anyone knows how much time does ICICI takes to report to cibil for a new card issued?

Even I want to know this. Availed my card yesterday. Need to check CIBIL report. Don't want to waste one refresh. Anyone please.

 

[Kamal]

Anyone knows how much time does ICICI takes to report to cibil for a new card issued?

You can expect 1 to 2 months for reflecting it into cibil report. My ICICI Apay card was reflected around after 2 months.

 

[Kartik155555]

Even I want to know this. Availed my card yesterday. Need to check CIBIL report. Don't want to waste one refresh. Anyone please.

How much limit you got? And any docs were asked?

 

[Karthik:]

How much limit you got? And any docs were asked?

I have salary account with ICICI. It's pre-approved with limit of 60,000. Not Amazon pay, took mine CC.

 

[Batmanbaba]

I have salary account with ICICI. It's pre-approved with limit of 60,000. Not Amazon pay, took mine CC.

Instead u shud have taken platinum or coral... You only got mine as pre approved..?? How old is ur salary account..??

 

[Karthik:]

Instead u shud have taken platinum or coral... You only got mine as pre approved..?? How old is ur salary account..??

I got a few other cards. I am fine with mine. I am planning to use only for online and offline ICICI offers. Mine also comes with Visa signature whose offers I normally avail. Refer this thread in which we had discussed. Based on this discussion only I opted for mine.

Please help in choosing the right credit card

I am being offered a pre-approved ICICI credit card with a limit of Rs.60,000. I can choose any of the following cards: i) ICICI Coral credit card (Not LTF) ii) Mine credit card (LTF) iii) Accelero (Not LTF) Look like any of these card can be activated instantly with a click through imobile...

www.technofino.in

 

[Sanjay]

How did you get your hdfc moneyback cc bro ?

Pre Approved by Hdfc Bank