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The universe is against me

  • Thread starter Thread starter narun2001
  • Start date Start date
  • Replies Replies 71
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Was planning to get a Rupay credit card for UPI transactions and realised that Tata Neu Infinity gives 5% rewards on insurance payments. Planning to wait and get it exactly 4 minutes before when I have to make my next insurance transaction.
Please don't do that. Please leave this card 😅
 
I joined technofino recently and discovered a lot of things and here's a what happened.

1. I found out that with M4B, I could get 8.64% reward rate on all spends if transferred to Accor and for the kind of spends I make, it makes more sense than my infinia, so I made M4B my primary card from Infinia from Feb. Also got to know about how it gives reward points for insurance transactions and accelerated points for > 1.5L spends. Boom, It got devalued.
2. Found that for tax payments, I can use Atlas for 7.2% rewards on Accor. Received the card on Mar 19 morning and it got devalued in evening.
3. Found that IDFC Wealth also offers rewards on tax payments. That also got devalued this week.
4. Opened account with RBL Bank last month for getting rewards on paying CC bill payment with SGP and EDC and it got devalued this week.

The last time I had applied for a credit card before the March 2024 was roughly 15 months back and in the last one month, I got 3 credit cards and 2 debit cards. 4 got devalued. The only thing that hasn't gotten devalued is Indusind Pinnacle which I got for making my exclusive account 0 MAB. Now, I'm looking at my inbox everyday for mails from Indusind bank for the devaluation. 🙄
Vro, it's not even been 6 months since I started using M4B and Wealth CC.. 😭

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I joined technofino recently and discovered a lot of things and here's a what happened.

1. I found out that with M4B, I could get 8.64% reward rate on all spends if transferred to Accor and for the kind of spends I make, it makes more sense than my infinia, so I made M4B my primary card from Infinia from Feb. Also got to know about how it gives reward points for insurance transactions and accelerated points for > 1.5L spends. Boom, It got devalued.
2. Found that for tax payments, I can use Atlas for 7.2% rewards on Accor. Received the card on Mar 19 morning and it got devalued in evening.
3. Found that IDFC Wealth also offers rewards on tax payments. That also got devalued this week.
4. Opened account with RBL Bank last month for getting rewards on paying CC bill payment with SGP and EDC and it got devalued this week.

The last time I had applied for a credit card before the March 2024 was roughly 15 months back and in the last one month, I got 3 credit cards and 2 debit cards. 4 got devalued. The only thing that hasn't gotten devalued is Indusind Pinnacle which I got for making my exclusive account 0 MAB. Now, I'm looking at my inbox everyday for mails from Indusind bank for the devaluation. 🙄
Brother let me know which card you are going to apply next. I'll stay away from it.😅😂😂
 
I joined technofino recently and discovered a lot of things and here's a what happened.

1. I found out that with M4B, I could get 8.64% reward rate on all spends if transferred to Accor and for the kind of spends I make, it makes more sense than my infinia, so I made M4B my primary card from Infinia from Feb. Also got to know about how it gives reward points for insurance transactions and accelerated points for > 1.5L spends. Boom, It got devalued.
2. Found that for tax payments, I can use Atlas for 7.2% rewards on Accor. Received the card on Mar 19 morning and it got devalued in evening.
3. Found that IDFC Wealth also offers rewards on tax payments. That also got devalued this week.
4. Opened account with RBL Bank last month for getting rewards on paying CC bill payment with SGP and EDC and it got devalued this week.

The last time I had applied for a credit card before the March 2024 was roughly 15 months back and in the last one month, I got 3 credit cards and 2 debit cards. 4 got devalued. The only thing that hasn't gotten devalued is Indusind Pinnacle which I got for making my exclusive account 0 MAB. Now, I'm looking at my inbox everyday for mails from Indusind bank for the devaluation. 🙄
Ha ha ha ha ha, title is justified with explanation
 
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