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Suggestions on closing CC

mrworldwide

TF Buzz
Hey Fam!
Currently I hold these cards, need suggestions, which one to keep and which one shall I close -

HDFC Regalia Gold LTF - 4.4L CL (Primary card)
HDFC Tata Neu Infinity LTF - Shared CL with RG (Primary UPI Card)

ICICI Apay - 4L
ICICI Coral Rupay LTF - 4L
ICICI Sapphiro Dual LTF - 4L (All shared)

Axis Privilege LTF - 4.9 L

Federal Celesta LTF - 5L

Indusind Tiger CC LTF - 1.5L

PS : Collected them as LTF CC, but planning for a foreign trip need AU card and as me and my travel a lot from train, planning for irctc card roo. But as AU and SBI rejects because of over leverage issues, wanted to close few.
 
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All the ICICI gemstone i.e. coral emerald, ruby, sapphire are show as one single account in credit reports so you can keep them.

You will need HDFC core cards for future so keep at least regalia gold.

For IRCTC you can check RBL IRCTC card.
 
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