Suggestions on closing CC

[mrworldwide]

Hey Fam!
Currently I hold these cards, need suggestions, which one to keep and which one shall I close -

HDFC Regalia Gold LTF - 4.4L CL (Primary card)
HDFC Tata Neu Infinity LTF - Shared CL with RG (Primary UPI Card)

ICICI Apay - 4L
ICICI Coral Rupay LTF - 4L
ICICI Sapphiro Dual LTF - 4L (All shared)

Axis Privilege LTF - 4.9 L

Federal Celesta LTF - 5L

Indusind Tiger CC LTF - 1.5L

PS : Collected them as LTF CC, but planning for a foreign trip need AU card and as me and my travel a lot from train, planning for irctc card roo. But as AU and SBI rejects because of over leverage issues, wanted to close few.

 

[AkashnAkashn is verified member.]

You can close coral. rest you can keep

 

[sunit123]

You can close coral. rest you can keep

coral give reward on 50 Rs transaction which no other card give as per my knowledge

 

[Ekavya]

Keep Coral it has IRCTC lounge access m

 

[BhaiyaJi]

You can close all of them

 

[hender]

You can close all of them

Then go to Haridwar or Kashi 😂😂🤭🤭

 

[cardio_guycardio_guy is verified member.]

No need to close anything, just keep all of these. All are good cards.

 

[BhaiyaJi]

@mrworldwide at least mention why you are thinking if closing cards?
Are you looking for SBI cards and facing overleverage issue ?

 

[mrworldwide]

You can close all of them

I just can't, purchased few things from SpaceX and NASA on No Cost EMIs.

 

[mrworldwide]

@mrworldwide at least mention why you are thinking if closing cards?
I you looking for SBI cards and facing overleverage issue ?

Yeah bro, planning for foreign trip so trying to get AU ixigo, scapia was declined.

Also IRCTC card, as me and my family travels a lot via train.

Edit: updated post too

 

[BhaiyaJi]

All the ICICI gemstone i.e. coral emerald, ruby, sapphire are show as one single account in credit reports so you can keep them.

You will need HDFC core cards for future so keep at least regalia gold.

For IRCTC you can check RBL IRCTC card.

 

[mrworldwide]

All the ICICI gemstone i.e. coral emerald, ruby, sapphire are show as one single account in credit reports so you can keep them.

You will need HDFC core cards for future so keep at least regalia gold.

For IRCTC you can check RBL IRCTC card.

What about AU?

 

[BhaiyaJi]

What about AU?

I dont have AU cards so can;t comment