Suggest regarding card closure

[chandra.prakash]

Dear members

I have following Rupay cards as
1. BOB PREMIER RUPAY (100K)
2. ICICI CORAL RUPAY (100K)
3. SBI IRCTC (135K)
4. NEU INFINITY (223K)
5. INDIAN BANK (234K)
6. PNB RUPAY SELECT (80K)

please suggest atleast 3-4 cards which to keep for UPI transaction, because many merchant disabled UPI payment.

 

[amarnadh98]

Dear members

I have following Rupay cards as
1. BOB PREMIER RUPAY (100K)
2. ICICI CORAL RUPAY (100K)
3. SBI IRCTC (135K)
4. NEU INFINITY (223K)
5. INDIAN BANK (234K)
6. PNB RUPAY SELECT (80K)

please suggest atleast 3-4 cards which to keep for UPI transaction, because many merchant disabled UPI payment.

As per my knowledge, Neu infinity is one of the best rupay ccs, as base reward rate is 1.5% . I would suggest to move away from icici coral rupay, because reward rate is 0.5% I think so. Remaining ccs i didn't know much.

 

[SSV]

Dear members

I have following Rupay cards as
1. BOB PREMIER RUPAY (100K)
2. ICICI CORAL RUPAY (100K)
3. SBI IRCTC (135K)
4. NEU INFINITY (223K)
5. INDIAN BANK (234K)
6. PNB RUPAY SELECT (80K)

please suggest atleast 3-4 cards which to keep for UPI transaction, because many merchant disabled UPI payment.

I don't have experiences with any of these cards except for Coral.. but from my understanding ..


1. BOB PREMIER RUPAY (100K) ✅
2. ICICI CORAL RUPAY (100K) ❌ ❌ ❌........♾️
3. SBI IRCTC (135K) , if no railway travel ❌ else ✅
4. NEU INFINITY (223K) ✅
5. INDIAN BANK (234K) . don't know much, if you don't want too many ❌
6. PNB RUPAY SELECT (80K) ✅

 

[NOOBY]

Dear members

I have following Rupay cards as
1. BOB PREMIER RUPAY (100K)
2. ICICI CORAL RUPAY (100K)
3. SBI IRCTC (135K)
4. NEU INFINITY (223K)
5. INDIAN BANK (234K)
6. PNB RUPAY SELECT (80K)

please suggest atleast 3-4 cards which to keep for UPI transaction, because many merchant disabled UPI payment.

depends on ltf status as well....

 

[shrewdoc]

Dear members

I have following Rupay cards as
1. BOB PREMIER RUPAY (100K)
2. ICICI CORAL RUPAY (100K)
3. SBI IRCTC (135K)
4. NEU INFINITY (223K)
5. INDIAN BANK (234K)
6. PNB RUPAY SELECT (80K)

please suggest atleast 3-4 cards which to keep for UPI transaction, because many merchant disabled UPI payment.

• Close Indian Bank card, don't know if it's useful as such.
• If you don't travel by train much and have other SBI credit card for offers, close this SBI IRCTC.
• If you have other ICICI Gemstone cards, let ICICI Coral Rupay be as it is, as it doesn't create another account to report to CICs, so no harm to hold this card as such.
• PNB Rupay Select is a good card, use it occasionally.
• Neu Infinity is a great card, both for UPI and Tata Brand spends → Shift all your spends on this card alone.

 

[AlgoTrader]

Don't close coral if it is LTF. I have coral and tata neu infinity. Corol works in lot of places where infinity fails