Strong Advice for Basic Users...

[Salonie]

Attention all members,

If you've observed the recent devaluation of the axis, it's crucial to consider obtaining an LTF card promptly.

Banks may cease issuing lifetime free credit cards in the future, prioritizing profits.

Act now to secure your options, as it may become more challenging later on.

@vaibhav111

 

[its_karan]

Attention all members,

If you've observed the recent devaluation of the axis, it's crucial to consider obtaining an LTF card promptly.

Banks may cease issuing lifetime free credit cards in the future, prioritizing profits.

Act now to secure your options, as it may become more challenging later on.

@vaibhav111

I was reading transcript of IDFC First

They will Break-even next Year
And mostly all cards of IDFC are LTF thus no fees income

Banks are incurring huge costs

in the LTF cards too

 

[telescope]

Not every bank is SBI. Some entry level cc will remain LTF in foreseeable future, otherwise how'll they catch naya bakhra?

 

[Deleted member 27665]

We may shift towards an era of 2014 or earlier where there were no credit card offers/lounge offers and credit cards were just considered as an add-on for salaried persons. If offers dry up in the future then there will also be no point on holding LTF credit cards. Credit cards may only be used in the case of financial emergency.

 

[telescope]

We may shift towards an era of 2014 or earlier where there were no credit card offers/lounge offers and credit cards were just considered as an add-on for salaried persons. If offers dry up in the future then there will also be no point on holding LTF credit cards. Credit cards may only be used in the case of financial emergency.

Not to worry. That won't happen. Better cards will come with good offers. Matter of time.

 

[VasukiVasuki is verified member.]

We may shift towards an era of 2014 or earlier where there were no credit card offers/lounge offers and credit cards were just considered as an add-on for salaried persons. If offers dry up in the future then there will also be no point on holding LTF credit cards. Credit cards may only be used in the case of financial emergency.

When there is a sad day ..better morning comes .

 

[Deleted member 27665]

When there is a sad day ..better morning comes .

Rephrasing 😈: When there is a sad day ..better night cums

 

[VasukiVasuki is verified member.]

Rephrasing 😈: When there is a sad day ..better night cums

💀 H m m .
I should probably sleep

 

[Deleted member 27665]

💀 H m m .
I should probably sleep

With whom out of 3 wives?

 

[Strange]

With whom out of 3 wives?

Wives in Jail? 🤔

 

[Deleted member 27665]

Wives in Jail? 🤔

 

[VasukiVasuki is verified member.]

Wives in Jail? 🤔

Its Pakistan .

 

[Deleted member 27665]

Its Pakistan .

Pronounced as Paxtan

 

[vaibhav111vaibhav111 is verified member.]

Attention all members,

If you've observed the recent devaluation of the axis, it's crucial to consider obtaining an LTF card promptly.

Banks may cease issuing lifetime free credit cards in the future, prioritizing profits.

Act now to secure your options, as it may become more challenging later on.

@vaibhav111

LTF from axis bank specially can be stopped, cause axis bank is unpredictable now. from other bank LTF will always will be needed to decrease their CAC ( Customer Acquisition Cost) so for basis user to lure to them they know LTF will be their sole reason customer will be influencer for their service. and it a long term plan for bank cause they earn through customer spending.

 

[HumorSimpson]

We may shift towards an era of 2014 or earlier where there were no credit card offers/lounge offers and credit cards were just considered as an add-on for salaried persons. If offers dry up in the future then there will also be no point on holding LTF credit cards. Credit cards may only be used in the case of financial emergency.

Why 2014 ? Any specific reason ?

2018 Oct, was the first time I felt a lucrative card in the market by ICICI APAY. Before that there were hardly any good cards.

 

[HumorSimpson]

Pronounced as Paxtan

Its Papistan .

 

[Deleted member 27665]

Why 2014 ? Any specific reason ?

2018 Oct, was the first time I felt a lucrative card in the market by ICICI APAY. Before that there were hardly any good cards.

Because I started my credit card Journey from 2014. From 2007, my father is holding a credit card and till 2014, I was not even aware about what the credit card is but I still remember there were no specific credit card offers earlier.

 

[HumorSimpson]

Because I started my credit card Journey from 2014. From 2007, my father is holding a credit card and till 2014, I was not even aware about what the credit card is but I still remember there were no specific credit card offers earlier.

Then you should correct it to "I may shift ..." not we may.

 

[D₹V]

We may shift towards an era of 2014 or earlier where there were no credit card offers/lounge offers and credit cards were just considered as an add-on for salaried persons. If offers dry up in the future then there will also be no point on holding LTF credit cards. Credit cards may only be used in the case of financial emergency.

Apparently we might see deflation, then.

 

[MusicalMind]

We may shift towards an era of 2014 or earlier where there were no credit card offers/lounge offers and credit cards were just considered as an add-on for salaried persons. If offers dry up in the future then there will also be no point on holding LTF credit cards. Credit cards may only be used in the case of financial emergency.

That will be actually good, if there is no offers max cc per person will be limited to 2. No one cancel the card unless bank didn't provide a good service. Everyone's credit score sits at 800+ due to long term marginal use of credit