SMS Alert: UnionBank Group Accidental Insurance

[CarbonLogic]

Hello folks, just received a service msg from UnionBank as under:

Dear Customer, please keep sufficient balance in your SB A/c for deduction of premium of Group Accidental Insurance on 30-07-2025.T&C Apply
-Union Bank of India

Now I know for a fact that I dont have any insurance with UnionBank, I have checked in my InternetBanking as well.

Is this a mandatory thing? How is this happening without my consent? I have had my account with UB since 4 years now, this is the first time I am seeing such a message.

 

[telescope]

This is unusual. Sometimes, bank employees open insurance and other products to meet target. Go to branch and inquire about this.