Should one stick with Diners Buss. MoneyBack?

[rdargar]

Recently tried applying for a credit card for a acquintance who had no Cibil via HDFC net banking.
Three cards were shown (PreApproved) IOCL , MoneyBack and one more (not millenia or regallia) and chose Money Back.
The application was approved next day with Diners Business MoneyBack and a CL of 3L.

Should he stick with this card or change it to something else , if change than what is the minimum waiting time before requesting change.
Major expenses : UPI , Amz , Fkart , Swiggy etc.

 

[Tejo]

Recently tried applying for a credit card for a acquintance who had no Cibil via HDFC net banking.
Three cards were shown (PreApproved) IOCL , MoneyBack and one more (not millenia or regallia) and chose Money Back.
The application was approved next day with Diners Business MoneyBack and a CL of 3L.

Should he stick with this card or change it to something else , if change than what is the minimum waiting time before requesting change.
Major expenses : UPI , Amz , Fkart , Swiggy etc.

if you spends as mentioned expenses already, atleast try to utilize 30% limit . might get upgrade

else convert to rupay variant saying card not accepted at my local merchant. use gyftr for cb as its moneyback.

wait for 6 months.