Should i upgrade to prefered banking

[tushu5121]

Hello everyone,
Today i received mail and message from hdfc bank to upgrade my classic account into prefered.
I want to know should i upgrade to it is any difference between both classic and prefered.

Please suggest your valuable thoughts

So i can take decision on same.


Thank you

 

[NShah]

No harm if you upgrade to prefered banking program and not much benefits


@S S V

 

[sousnake]

Hello everyone,
Today i received mail and message from hdfc bank to upgrade my classic account into prefered.
I want to know should i upgrade to it is any difference between both classic and prefered.

Please suggest your valuable thoughts

So i can take decision on same.


Thank you

I also got the message couple of days. I did upgraded but I don't think there is any benefit with that. But no harm in upgrading.

 

[SSV]

Hello everyone,
Today i received mail and message from hdfc bank to upgrade my classic account into prefered.
I want to know should i upgrade to it is any difference between both classic and prefered.

Please suggest your valuable thoughts

So i can take decision on same.


Thank you

No harm if you upgrade to prefered banking program and not much benefits


@S S V

Just upgrade... and have fun.. as @NShah said, no harm intended and no harm done..

 

[AkashnAkashn is verified member.]

Just do it. 😎

 

[sousnake]

Just do it. 😎

Damn... Seems like you are getting some different benefits from HDFC. So affirmative 😛

 

[Deleted member 21942]

Upgrade to HDFC Preferred banking so that HDFC does not Prefer you for MoneyBack+ credit card.

 

[AkashnAkashn is verified member.]

Damn... Seems like you are getting some different benefits from HDFC. So affirmative 😛

Hahah i recently got enrolled into preferred banking. yet to take benefits 😛

 

[AkashnAkashn is verified member.]

Upgrade to HDFC Preferred banking so that HDFC does not Prefer you for MoneyBack+ credit card.

Are you sure?

 

[Deleted member 21942]

Are you sure?

 

[shashankrt]

Hello everyone,
Today i received mail and message from hdfc bank to upgrade my classic account into prefered.
I want to know should i upgrade to it is any difference between both classic and prefered.

Please suggest your valuable thoughts

So i can take decision on same.


Thank you

Hdfc Imperia account holder here.
Well HDFC imperia as well as preferred is frankly useless. Upgrade if you are getting it for free however don't expect any credit card offerings.

Even imperia account holders may not be eligible for infinia.

Also avoid any discussions with RMs as they will mostly try to sell ULIPs or endowment plans.

 

[SSV]

Upgrade to HDFC Preferred banking so that HDFC does not Prefer you for MoneyBack+ credit card.

Are you sure?

Been preferred customer for 5 months and Imperia customer for the last one month.. and still getting the legendary card offer only..
Patiently waiting for a better offer... I will wait .. wait... for ever....

 

[AkashnAkashn is verified member.]

Been preferred customer for 5 months and Imperia customer for the last one month.. and still getting the legendary card offer only..
Patiently waiting for a better offer... I will wait .. wait... for ever....

BTW i am also joining your patience game. Put card closure request for my tata neu card. 😀

 

[plastikman]

Been preferred customer for 5 months and Imperia customer for the last one month.. and still getting the legendary card offer only..
Patiently waiting for a better offer... I will wait .. wait... for ever....

Task failed successfully 🤣

 

[SSV]

Task failed successfully 🤣

Game not over Yet brother... Pushpa .. Pushpa Raj here...
Infact, the game has just started....

 

[Deleted member 21942]

Game not over Yet brother... Pushpa .. Pushpa here...

If HDFC still offers you Moneyback credit card then take your Money back and close HDFC bank account 😜

 

[plastikman]

Game not over Yet brother... Pushpa .. Pushpa here...
Infact, the game has just started....

All the best. May HDFC bestow upon you their DCB or Infinia 👍

 

[SSV]

All the best. May HDFC bestow upon you their DCB or Infinia 👍

See the thing is, I really don't need HDFC card right now... I just want to test the system... and see what they do..
In HDFC, only Infinia is worth holding meanwhile I can fulfill all my spending needs with other cards..
So want to see how they play their game and I will finetune my game accordingly...

 

[shashankrt]

See the thing is, I really don't need HDFC card right now... I just want to test the system... and see what they do..
In HDFC, only Infinia is worth holding meanwhile I can fulfill all my spending needs with other cards..
So want to see how they play their game and I will finetune my game accordingly...

From what I have heard and also my personal experience - Limit of 10L+ on regalia (better if its gold) or spends on 7+ lakhs in a year with Regalia will mostly get you an infinia invite (potentially FYF). I got upgraded this way however I was not aware of above at that time.

 

[SSV]

From what I have heard and also my personal experience - Limit of 10L+ on regalia (better if its gold) or spends on 7+ lakhs in a year with Regalia will mostly get you an infinia invite (potentially FYF). I got upgraded this way however I was not aware of above at that time.

THanks you for the inputs.. will keep in mind...