All of us see banks devalue offerings, change t&c at their whim and fancy. Should they be allowed to do it and should the client get an exit option without impacting credit score? In a similar way whenever an MF changes conditions they give exit to investors with no exit loads. When bank sold a cc saying x and now it is x-y why should credit score be impacted especially if these are old cards.. they put fine print but customer loses if they cancel an old / high limit card.. What do you think?
