AlooDum
TF Premier
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SBIs reasoning is suggesting that I can never get a card from SBI...how can I get even simplyclick or save from SBI?!?
- Thread starter Joltpost
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- Replies 37
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- sbi simplyclick
Ok then I think I'll settle with Simplysave or Simplyclick...surely those cards should be easy to get right?
Aniket Sharma
TF Legend
@chinnodu I think if you don't know then please don't deviate anyone.
Try sbi cashback offline & let me know what you come to know also sbi aurum try in any normal branch if you can get.
I hold both sbi cashback & aurum.
Aniket Sharma
TF Legend
Yeah ofcourse any sbi card agent can help you get these cards.
Aniket Sharma
TF Legend
Who told you in sbi cards both are same process?
I am pretty sure you aren't holding any sbi card
I said cards are same but application process is different l. Either you can apply online or offline
6ix9ine
TF Prestige
Not going to work, it will still get rejected.
Aniket Sharma
TF Legend
Here you are also wrong.
Sbi cashback isn't available offline till now, even after 3 years of launching.
My experience is I applied Vistara Prime online and got it. Then applied Air India Signature online but rejected. Then applied for the same card offline through branch, I got it.
RM offered to apply Aurum through Branch but I declined
Aniket Sharma
TF Legend
It will work if bank manager comes for processing the request, most of the over leveraged issue is with applying for sbi cashback and that is available only online.
Aniket Sharma
TF Legend
Ask him for sbi cashback and you will come to know, you have to apply online only for it.
Ok. I don't know that. I never tried to get SBI Cashback card
Aniket Sharma
TF Legend
That's the reason I was saying offline cards as people on this forum are very clever and will ask tricky question, like above he added even he is overleveraged, I never wrote that work but I know how to resolve so, in simple if bm comes in picture for his application any problem can be solve but we all knew sbi bm will never come for processing any card without huge benefit from them.
I just want to point out that the one who was asking about overleverage is being a bit rude. Because overleverage is an issue that you the person has to work out.
For me my cibil score is 793, I already have an SBI savings account with all my investments and FDs the bank makes money out of and despite all of that, SBI can't give me a credit card?
This bank clearly has no idea how to support their customers.
For me my cibil score is 793, I already have an SBI savings account with all my investments and FDs the bank makes money out of and despite all of that, SBI can't give me a credit card?
This bank clearly has no idea how to support their customers.
Sbi bank and Sbicards are different entities. So evenif you got good SBI investment that does not guarantee any sbi credit card.
But why shouldn't it? the bank makes money out of you and you make money out of the bank. Ultimately if the bank knows you have a savings account under them, it should be a no brainer to issue a credit card regardless.
No other bank but SBI does this and i find it very strange. And yet they somehow end up giving cards that are the best in the market that HDFC isn't able to compete against.
Well Ask any of those Financial companies either SBI or SBI Cards. Remember SBI knows you have bank account with them, how come other company SBI Cards will know you have account with SBI? if they are sharing data with each other then they will know. SBI netbanking/app just provide an interface for SBI Cards company to apply credit cards.
I think SBI has no flagship card that can compete with HDFC Bank. Except for Cashback Card, no other cards look impressive. Recently Phonepe cards may be getting popular
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