SBI Elite vistara card

[NIKHILIRM]

Hello,
I just received (7 days back) the card.
How to maximize the gains in it.
I have tried the rent payment but the charges that CRED is charging is over 1.5% and I think I won't get much in return.
I want air ticket free.. how to get them in a easy way 😉😉

 

[pprakash11]

Has SBI launched a new card ?

Isn't your card SBI Vistara Prime ?

 

[netsec]

Do you mean Club Vistara SBI Prime?

 

[NikunjP]

There is no SBI Elite Vistara credit card. It's SBI Vistara Prime.

Anyways you need to spend genuinely. Be careful, some categories are excluded from reward points.

 

[Walter White]

Hello,
I just received (7 days back) the card.
How to maximize the gains in it.
I have tried the rent payment but the charges that CRED is charging is over 1.5% and I think I won't get much in return.
I want air ticket free.. how to get them in a easy way 😉😉

You get the milestone benefits if you use Payzapp wallet even though you won't get Regular CV Points on it. 😜

 

[creditcardkakida]

You get the milestone benefits if you use Payzapp wallet even though you won't get Regular CV Points on it. 😜

What are you doing here for puny rewards.. have you stopped selling blue meth 🤣🤣🤣🤣
Bechare ke paise fas jayenge wallet me .. fir account me transfer ke liye 2.5% kat jayenge

 

[NIKHILIRM]

Has SBI launched a new card ?

Isn't your card SBI Vistara Prime ?

SBI Elite
4999 yearly

 

[Heehaahee]

SBI Elite
4999 yearly

Sbi elite doesn't give aur tickets for free 😉

 

[creditcardkakida]

Actually... Unless u r able to utilise all free movie tickets... Sbi elite has got nothing elite... Lower reward rate than prime.. very high spend based fee waiver.... Higher milestone Target...

 

[panu24]

Actually... Unless u r able to utilise all free movie tickets... Sbi elite has got nothing elite... Lower reward rate than prime.. very high spend based fee waiver.... Higher milestone Target...

May I know your view on how you concluded Elite having lower reward rate? Are you comparing milestone rewards?

 

[creditcardkakida]

Additionally on birthday.. u get 20 reward on prime .. no such benefits on elite..

 

[NikunjP]

SBI Prime is way better card than elite.
On spend of 5 lacks you get,
7 k pantaloons voucher.
4*1k = 4k Pizza Hut vouchers.
10k Reward points= 2.5k Rupee .
Total = Rs13.5 k benefits.
2.7 ℅ Return.
Very promising.

 

[AlphaCAT]

SBI Prime is way better card than elite.
On spend of 5 lacks you get,
7 k pantaloons voucher.
4*1k = 4k Pizza Hut vouchers.
10k Reward points= 2.5k Rupee .
Total = Rs13.5 k benefits.
2.7 ℅ Return.
Very promising.

Not way better . Only better if you are unable to get renewal fee waiver on Elite card . Like if you join Elite , joining fees will be recovered . Only GST part Rs 900 won't be recovered . Plus on spending 5lacs on this card, you get Rs 8750 (35,000 reward points) as statement credit or voucher . I will anyday prefer 8750 statement credit over 7k Pantaloons + 4k Pizza Hut Voucher . I can buy these both benefits in that sum . Also on top of these , you get 24 movie tickets in an year . Also , if you are an Elite user with 4lacs limit , and a decent annual spend of 3-5 lacs , you can easily get an upgrade to AURUM .


In a nutshell , if you watch movies Elite /Aurum are better options and if not then Prime / Cashback cards are great options to chose .

 

[NikunjP]

It's personal preference. May be elite is useful for you & Prime for me.

I also hold Magnus. So for movie booking, I use Magnus because of higher prices of movie tickets.

I personally prefer to have 7k Pantaloons+ 4k Pizza Hut. It gives 2250 Rs additional value.

For 5000+GST, SC Ultimate is also available with 3.33% return. It is available with Visa Infinite platform. However one has to use voucher as 3.33% reward.

 

[AlphaCAT]

It's personal preference. May be elite is useful for you & Prime for me.

I also hold Magnus. So for movie booking, I use Magnus because of higher prices of movie tickets.

I personally prefer to have 7k Pantaloons+ 4k Pizza Hut. It gives 2250 Rs additional value.

For 5000+GST, SC Ultimate is also available with 3.33% return. It is available with Visa Infinite platform. However one has to use voucher as 3.33% reward.

I agree with what u said . But would like to point out that don't consider Pantaloons and Pizza Hut GV at face value . You can easily get 7k voucher in around 6k and Pizza Hut vouchers are also available at discount on face value .

SC Ultimate has definitely better reward structure but as it's catalogue doesn't have Amazon / Flipkart voucher , Croma vouchers aren't much appealing.

I will anyway prefer Infinia / Magnus for higher spends . Personally I Don't like Elite card that much , but compared to other SBI Cards, it's good if you can get a fee waiver .

 

[Slayer]

@Walter White This is peak Neo/Buzz moment