same rewards structure in Millennia DC & Millennia CC?

[Extrovert🌃]

Hello guy

I was wondering if there was any difference between millennia dc and cc in terms of offers and rewards as both share the common name and according to their website there are similarities but where do they end?

Thanks

 

[Extrovert🌃]

They are completely different (to the best of my knowledge)
If DCs had the structure of CCs then probably people wouldn't use one of them ...

They do have similarities but except cc having max cb of 750 as to dc having max 400 , and lounge access anything else different?

 

[Extrovert🌃]

Wallet reload cashback is different

It's relatively safe to say apart from max cashback per month and points redemption fee everything is same?

Wallet reload cashback is different

 

[Extrovert🌃]

You have to pay charges for wallet reload via CC

Ohh yes yes , i forgot that. But the point goes to DC 😎😎😎

Millennia DC can work till i get my cc ⚡

Thanks mate

 

[prc1990]

You have to pay charges for wallet reload via CC

We don't like to pay charges while loading money through CC hence, we do it free 🥱.

 

[Extrovert🌃]

We don't like to pay charges while loading money through CC hence, we do it free 🥱.

😎😎😎

 

[cherryj1988]

its mostly the same but after the new changes , millenia CC has a lot of categories where u get 5% directly as cashback such a s amazon, FK , uber etc .. DC doesnt have those.
But DC has 2.5% cashback upto 400/m on all online transactions.
I have both and sometimes its just about being smart about which one is better for that transaction.

 

[cherryj1988]

if i want to buy direct from amazon , its CC.
But if i need to buy from some random website like bath & body, its DC cuz DC 2.5% is better than millenia 1% or even axis ace 2%

 

[007]

if i want to buy direct from amazon , its CC.
But if i need to buy from some random website like bath & body, its DC cuz DC 2.5% is better than millenia 1% or even axis ace 2%

Nice! 🔥

 

[Extrovert🌃]

if i want to buy direct from amazon , its CC.
But if i need to buy from some random website like bath & body, its DC cuz DC 2.5% is better than millenia 1% or even axis ace 2%

But DC is rewards point based right? They take 90 days to be credited? I currently have smarbuy but it's not much of use to me personally

 

[007]

90 days yes ... It's a pain
I am thinking of going back to HDFC Plat DC ... Time span is almost instant

90 days is too long. For easyShop Platinum DC they credit within 2 days. 🤷‍♂️

 

[007]

I know
I am pissed
I am thinking about going back to Plat ... Both are LTF for me ...

Both have same lounge 2 domestic/quarter I guess 😡

1 Lounge access per quarter for Millenia.
2 per quarter for Platinum.

 

[007]

No
2 per quarter for millennia

No

 

[Extrovert🌃]

Ah no
4/year for Millennia

Okay now I'm shifting to platinum ASAP
Millennia is getting on my nerves

How's the rewards structure on plat comparing to millennia? I know 90 days long wait but what if plat doesn't even give anything back?

90 days yes ... It's a pain
I am thinking of going back to HDFC Plat DC ... Time span is almost instantH

 

[cherryj1988]

How's the rewards structure on plat comparing to millennia? I know 90 days long wait but what if plat doesn't even give anything back?

plat reward structure is worse. Only get it if u desperately need the extra lounge

 

[Extrovert🌃]

plat reward structure is worse. Only get it if u desperately need the extra lounge

That's what I thought. After 90 days from first Txn everything syncs up for monthly rewards. So you get something out as reward every month.

 

[sudhanshu22]

In millenia DC, I see

• 5% CashBack points on shopping via PayZapp and SmartBuy

In millenia CC, is there no such offer above ?

 

[godslayer]

In millenia DC, I see

• 5% CashBack points on shopping via PayZapp and SmartBuy

In millenia CC, is there no such offer above ?

there is offer for Millennia CC as well. Not only that for almost all HDFC cards, smartbuy has the offer