Rupay card with Cibil 800+ but No salary

[CoolGeek]

Hi team,
Which Rupay card can we get, if someone's CIBIL score is 800+ (bcoz of home loans), but currently not working so no salary, and no credit cards in hand? (doing business, but just started, no revenue/salary).

 

[Vasuki]

Oh my god..
Really,?? Means gel pens not allowed?

That was banter !

But yeah gel pens are not used for written application . U know i know Chennai it is .

Last flood hdfc legendary office was under water 🌊.

 

[Riya]

we have co-operative banks every nook and corner... no dearth of serviceability

 

[Vasuki]

we have co-operative banks every nook and corner... no dearth of serviceability

What doesn't comes under Rbi obusman.
No one touches it with 10 feet pole distance 😄

 

[Riya]

What doesn't comes under Rbi obusman.
No one touches it with 10 feet pole distance 😄

I was just trying to quote that you can find J&K banks, Maharashtra banks, and some names which usually remain in oblivion....

 

[imdjay]

You can simply deny them if they call you for that. Your application will get rejected. That's it.

True.
Sometimes even when you apply with correct information and you later decide not to apply. You can deny to provide any documents.

P.S. I don't support faking information.

 

[Aniket]

Who wanna fight hdfc 😄 .
Please write letter to Chennai office

Condition
Handwritten
Cursive
No gel pens

Really only cursive ? 😁 Are you told that or any specific rules mentioned over anywhere. If so, what sort on internal policy is this, nonsense.🤣

 

[Riva]

Who wanna fight hdfc 😄 .
Please write letter to Chennai office

Condition
Handwritten
Cursive
No gel pens

There is some truth to the handwritten letter.
Last year I was fighting with HDFC to get the spelling of my name corrected on my Neu Card. This is even after having a account with thrm. I sent them all docs via email, they did not consider. Said write a letter to Chennai office. Finally wrote a letter on paper and signed it, then scanned it and sent that as an email and they finally correct the spelling and issues a new card with the correct spelling.

Maybe they want to see how dedicated you are in getting the job done. Email toh koi bhi bhej sakta..

 

[Aniket]

There is some truth to the handwritten letter.
Last year I was fighting with HDFC to get the spelling of my name corrected on my Neu Card. This is even after having a account with thrm. I sent them all docs via email, they did not consider. Said write a letter to Chennai office. Finally wrote a letter on paper and signed it, then scanned it and sent that as an email and they finally correct the spelling and issues a new card with the correct spelling.

Maybe they want to see how dedicated you are in getting the job done. Email toh koi bhi bhej sakta..

Secondly, you had sent email to Chennai office by scanning the handwritten application or to the same email address from which you were directed you to Chennai Office?

 

[shadow]

Apply for HDFC Tata Neu card (Rupay variant) via Tata Neu app. They're approving this card easily. Moreover mention your company as TCS to get this card LTF.

My brother is trying to apply but they only show Nue+ for him. Any idea to get the infinity?
I applied and got infinity FYF. Any idea how to convert to LTF?

 

[Chaitanya-a]

My brother is trying to apply but they only show Nue+ for him. Any idea to get the infinity?
I applied and got infinity FYF. Any idea how to convert to LTF?

It depends on his CIBIL. If he is an existing HDFC customer with more than 1.5L credit limit, then Neu Infinity would be offered.

If non hdfc customer and have cards with low credit limit then he'll be offered Neu Plus.

 

[shadow]

It depends on his CIBIL. If he is an existing HDFC customer with more than 1.5L credit limit, then Neu Infinity would be offered.

If non hdfc customer and have cards with low credit limit then he'll be offered Neu Plus.

Cibil is 790. Non HDFC customer but with ICICI CC 9L limit still being offered Nue plus lol.

Can he apply for it on C2C?

 

[Chaitanya-a]

Cibil is 790. Non HDFC customer but with ICICI CC 9L limit still being offered Nue plus lol.

Can he apply for it on C2C?

He can try HDFC bank channel to apply for Infinity. However there are very few cases where NTB customer got Infinity offer. Most of them got Neu Plus only.

 

[Riva]

Secondly, you had sent email to Chennai office by scanning the handwritten application or to the same email address from which you were directed you to Chennai Office?

Yes, I just topped up my precious emails with the PDF copy of the scanned hand written letter. I was so frustrated by then I sent it to card services and grievance redressal.

 

[girish3456]

Do we need ICICI/PNB account to get this card?

For PNB, you need not actually be account holder but should be salaried in order to get a credit card for which they will ask you your latest ITR

 

[CoolGeek]

For PNB, you need not actually be account holder but should be salaried in order to get a credit card for which they will ask you your latest ITR

Got it from IndusInd... My wife using that

 

[sidmanraj]

You may consider these options if you already have any other CCs.
1) Apply for Yes CC from their website by selecting C2C basis.. after getting yes card you will get complimentary virtual Rupay card.
2) Apply for Kotak league Rupay from Kotak website for instant approval
3) Any IDFC card via C2C which gives complimentary Rupay cc

In all of the above you don’t need to provide income docs, generally

Are all these credit card life time free?
Which yes bank credit card to apply?