Going by the website, seems the Amex monthly bonus rewards for 4 transactions are effectively over. It says Rs 10000 spends for the 1000 points. Is it going to be 5*2000 or 4*2500? Even after facing multiple devaluations across multiple cards over the years, this is the first time I am seriously contemplating closing a card. There were 2 others I was bit concerned about. One was SBI Click, but they agreed to convert it to LTF, and now I use it only when there are upfront discounts, or once in 3 or 4 months for atransaction under 500. There is Flipkart Axis. I am among the very few who have to pay for the card. But the combination of the card and Grabdeals still give me decent value, and though they've had another devaluation lined up, I usually don't have the threshold-crossing spends that should put me off. And I have Millenia as a back-up. But MRCC is different. I prefer the gold redemptions, and those have taken multiple hits already. Seems more is in the pipeline, so can't see how the card can give value, unless they have really attractive flight booking options, and that I very much doubt. Don't think we'll be getting much better than the upfront discounts say a Federal Bank or PNB would offer. Those 2 have given me serious value in flight booking over the last couple of years...
Amex was one provider I had no issues onboarding as a disabled person. Absolute professionals. But seems we are at a crossroads now...
