Rewards on government transactions

[OneMileAtATime]

Hi CC experts,
Does any credit card give rewards on government transactions, if yes which card and how much % reward?
I have some government expenses coming up in the near future and i have infinia which doesn't give any rewards.

 

[halogodx]

I think stan C ultimate still gives rewards, depends on what kind of transactions government wise and which website you're using

 

[AsB]

Hi CC experts,
Does any credit card give rewards on government transactions, if yes which card and how much % reward?
I have some government expenses coming up in the near future and i have infinia which doesn't give any rewards.

Sometimes I get offers on AU bank card for Govt. transactions

 

[OneMileAtATime]

I think stan C ultimate still gives rewards, depends on what kind of transactions government wise and which website you're using

Applying for a site, they accept cc for initial advance amount with some extra fees, so only if I get rewards I can plan to use cc else planning to pay through upi

 

[OneMileAtATime]

Sometimes I get offers on AU bank card for Govt. transactions

Does au lit card also eligible for the same? Was Planning to get one

 

[AsB]

Does au lit card also eligible for the same? Was Planning to get one

Not sure. AU sends personalised offers to all customers. Sometimes, those are general ones too.
You can try another LTF AU card, if your company is in their listed companies' list

 

[787]

Magnus gives ER on government transactions and is also counted towards milestone spends.

 

[OneMileAtATime]

Magnus gives ER on government transactions and is also counted towards milestone spends.

Super!! Thanks for the confirmation

 

[mgforce]

Does Axis Ace gives CB for government transactions?

 

[sid16]

Now that Magnus could discontinue rewards on government transactions (already done on Reserve starting from 12th August), which credit card will be best for government transactions such as Advance Tax payment, TDS payment, etc?

 

[vizzkid]

Now that Magnus could discontinue rewards on government transactions (already done on Reserve starting from 12th August), which credit card will be best for government transactions such as Advance Tax payment, TDS payment, etc?

Hi,

I also would like to know pls....

Both govt spending and utilities don't work on magnus, amex and infinia if I'm not wrong.

Can anyone suggest a credit card pls...

TIA
Vishal.

 

[sid16]

Currently best cards for Government Transactions:
1. IDFCFirst Wealth: Can go close to 2.5% depending on how high your government transactions are in a month. Best parts are that there is no upper cap on the rewards, the rewards can be redeemed against even Amazon Pay vouchers, the card itself is LTF. Currently the best card for government transactions.
2. HDFC Diners Club Black Metal: Almost confirmed now that government transactions will be included in quarterly milestone benefits, even though the transaction itself won't give any base reward points. For spends of 4 lakhs in a quarter, you get 10000 bonus reward points. This implies a 2.5% returns if points are redeemed against flight and hotel bookings. Overall makes it a very valuable card, since this card also has loads of features and accelerated rewards second only to Infinia (and maybe Magnus Burgundy).
3. Kotak White and White Reserve: These cards are worst for all other types of transactions, but really good for government transactions. White will give you upto 2.25% rewards and White Reserve will give you upto 2.5% rewards. Drawback is that White will give rewards only for upto Rs. 12 lakh spends in a year, whereas in White Reserve the slabs of 10 lakhs between milestones becomes too wide. Good cards if you want to just make 12 lakhs for White or 40 lakhs (upto 1 crore) for White Reserve worth of government transactions. The rewards can be redeemed against Amazon Pay vouchers, other premium vouchers, flight and hotel bookings.
4. Standard Chartered Ultimate: This card gives 3 reward points for Rs. 150 of government transactions. So this implies a 2% reward rate. However, points are redeemable only against vouchers, and they have removed all meaningful vouchers such as Amazon, Zomato. Now only individual brand vouchers are available. Uber is available but I don't know how many people will take high value Uber vouchers. Redemption options have been poor IMO.

 

[Walter White]

Currently best cards for Government Transactions:
1. IDFCFirst Wealth: Can go close to 2.5% depending on how high your government transactions are in a month. Best parts are that there is no upper cap on the rewards, the rewards can be redeemed against even Amazon Pay vouchers, the card itself is LTF. Currently the best card for government transactions.
2. HDFC Diners Club Black Metal: Almost confirmed now that government transactions will be included in quarterly milestone benefits, even though the transaction itself won't give any base reward points. For spends of 4 lakhs in a quarter, you get 10000 bonus reward points. This implies a 2.5% returns if points are redeemed against flight and hotel bookings. Overall makes it a very valuable card, since this card also has loads of features and accelerated rewards second only to Infinia (and maybe Magnus Burgundy).
3. Kotak White and White Reserve: These cards are worst for all other types of transactions, but really good for government transactions. White will give you upto 2.25% rewards and White Reserve will give you upto 2.5% rewards. Drawback is that White will give rewards only for upto Rs. 12 lakh spends in a year, whereas in White Reserve the slabs of 10 lakhs between milestones becomes too wide. Good cards if you want to just make 12 lakhs for White or 40 lakhs (upto 1 crore) for White Reserve worth of government transactions. The rewards can be redeemed against Amazon Pay vouchers, other premium vouchers, flight and hotel bookings.
4. Standard Chartered Ultimate: This card gives 3 reward points for Rs. 150 of government transactions. So this implies a 2% reward rate. However, points are redeemable only against vouchers, and they have removed all meaningful vouchers such as Amazon, Zomato. Now only individual brand vouchers are available. Uber is available but I don't know how many people will take high value Uber vouchers. Redemption options have been poor IMO.

Add SBI Vistara Prime (2CV points/200 and free PE ticket on spends in multiples of 150k) and Axis Atlas(2 EM per 100, transferred in 1:2) to the list as well

 

[sid16]

Add SBI Vistara Prime and Axis Atlas to the list as well

I'm not aware of them. Could you please let us know the details for government transactions?

 

[s1t2y3a3m6]

All business cards of HDFC like business money back+, business regalia eligible for reward points on every government spends.

 

[sathish593]

Does Axis Ace gives CB for government transactions?

Yes, few days back i paid my prop tax using ace n got 2% cashback in statement

 

[s1t2y3a3m6]

Yes, few days back i paid my prop tax using ace n got 2% cashback in statement

On November statement I got 0 on ace over government spending

 

[mgforce]

Yes, few days back i paid my prop tax using ace n got 2% cashback in statement

I guess you were lucky or may be your municipal corporation is using different MCC!

 

[devarshi84]

I tried to find details on hdfc bank website but there are contrasting articles on the same. due to changes.

How does Business Regalia reward spends on Utilities, Governement taxes and insurance if done via Payzapp? I know that Payzapp provide 20 cashback points but what do we get for using Business Regalia credit card?

a. for insurance ( I need to make payment to health insurance directly via billdesk.)
b. Utility bills payment via Payzapp
c. government taxes via payzapp if possible or on the govt portal.

My alternate will be to use Indusind Tiger credit card which provides 0.7% flat returns.