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Rent payment hdfc moneyback+ cc

the_dark_knight

TF Ace
Contributor
Hi,
Since I opened hdfc savings max preferred account in July 23, just because to avail 1% cashback on cc bill payment via hdfc billpay on easyshop platinum debit card.
Now recently hdfc was giving pre-approved cc -moneyback+ with some amazon vouchers 2k as welcome benefit.
I saw somewhere on hdfc website that rent transactions are free for the first txn of the month, but couldn't find the list of eligible credit cards for this.
Haa anyone tried rent payment with hdfc moneyback+ credit card?
Just wanted to confirm this details if I pay rent with the hdfc moneyback+ cc...
1. No additional rent transaction fee levied from bank side ?
2. No standard reward/cash points for rent payment - this is clear confirmed by them in the t&c doc , so no rewards for rent
3. Milestone benefit of 500 rs voucher on total 50k transaction in calendar quarter-- is rent payment considered for this milestone of 50k? If yes, then there is 1% reward rate here..
4. I saw in one thread we can't pay hdfc cc bill on their bill portal. So anyway I can still get 1% cashback thru easyshop platinum debit card?

Overall, I would go for rent payment via cc even if there is no total net profit, as it will help on improving banking relationship and credit history, but only concern is there shouldn't be net loss via cc.
 

unusedbrain1

TF Premier
Hi,
Since I opened hdfc savings max preferred account in July 23, just because to avail 1% cashback on cc bill payment via hdfc billpay on easyshop platinum debit card.
Now recently hdfc was giving pre-approved cc -moneyback+ with some amazon vouchers 2k as welcome benefit.
I saw somewhere on hdfc website that rent transactions are free for the first txn of the month, but couldn't find the list of eligible credit cards for this.
Haa anyone tried rent payment with hdfc moneyback+ credit card?
Just wanted to confirm this details if I pay rent with the hdfc moneyback+ cc...
1. No additional rent transaction fee levied from bank side ?
2. No standard reward/cash points for rent payment - this is clear confirmed by them in the t&c doc , so no rewards for rent
3. Milestone benefit of 500 rs voucher on total 50k transaction in calendar quarter-- is rent payment considered for this milestone of 50k? If yes, then there is 1% reward rate here..
4. I saw in one thread we can't pay hdfc cc bill on their bill portal. So anyway I can still get 1% cashback thru easyshop platinum debit card?

Overall, I would go for rent payment via cc even if there is no total net profit, as it will help on improving banking relationship and credit history, but only concern is there shouldn't be net loss via cc.
If u can wait .wait and let the offer get better and take their millennia card .
Bcz They giving low limit and increasing limit is pain in ass . If u can't wait grab it .
Whatever offer u getting . In Website . take screenshot . Ask them by calling IvR . And if they assure you about that .. please ask for official email reply .. or else contact them through Twitter .

Milestone benefits..is always there subject to promotional email which u get time and again.


1% cashback .. You can chec multiple Thread on this issue .
 

the_dark_knight

TF Ace
Contributor
Update:
Rent is considered in milestone benefit of 50k spends in a quarter on moneyback+ cc. I already received the 500 coupon for this quarter ending dec. I guess there is no restriction on transaction type for calculating milestone spends here. So net 1% valueback here on rent spends upto 50k per quarter.

No reward points on rent transactions as such.

But no extra rent surcharge fee levied by the bank either. So seems all hdfc credit cards are eligible for free first rent transaction in the month. Only the participation platform has a fee, redgiraffe in my case which is around 0.4%. so overall a net profit here.

For bill payment of hdfc cc, since I am not having millenia dc , currently relying on mobikwik and other platforms offer but it can only give upto 100rs cashback. My rent is around 25k per month, so please let know any way to earn more cashback here
 

AritraSaha

TF Legend
Update:
Rent is considered in milestone benefit of 50k spends in a quarter on moneyback+ cc. I already received the 500 coupon for this quarter ending dec. I guess there is no restriction on transaction type for calculating milestone spends here. So net 1% valueback here on rent spends upto 50k per quarter.

No reward points on rent transactions as such.

But no extra rent surcharge fee levied by the bank either. So seems all hdfc credit cards are eligible for free first rent transaction in the month. Only the participation platform has a fee, redgiraffe in my case which is around 0.4%. so overall a net profit here.

For bill payment of hdfc cc, since I am not having millenia dc , currently relying on mobikwik and other platforms offer but it can only give upto 100rs cashback. My rent is around 25k per month, so please let know any way to earn more cashback here
Use Rupay cc 🙂
 
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