Relevance of Forex Cards during International Trips

[kumarvishwas]

Hey Guys,

I am travelling to Singapore this weekend and was in hunt for a Forex Card for general daily spends there on a weeks trip.

But most of the people I checked with having knowledge of Cards denied taking Forex cards and advised rather to use Credit Cards.

Now I own few cards as listed below(hotels/attractions already booked using Magnus), please suggest if I should use any of the below cards or opt for a quick forex card from HDFC(have a Imperia savings account) or BookmyForex(Offered for 0 as booked hotel using MakemyTrip) :

1. Magnus(2% forex markup fees) : Milestone completed
2. IDFC First Wealth(1.5% forex markup fees) : Running a 10x points offer on International spends
3. HDFC Regalia First : Someone recommended to check for Global Value Program

Require your suggestions on which card to opt for or use, majorly it is my first trip abroad so worried if credit cards might attract heavy forex and exchange charges with low usable bonus/ER points.

TIA….

 

[Abhishek012]

How is the conversion rate of amex and dcb with gvp.. I intend to use them for Thailand trip

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[SuperKnight]

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Unfortunately i am not able to get anything instantly

 

[DS1205]

Hi Guys,
I'm travelling firstly to Malaysia in June and Europe in July. All hotel bookings and flights are already paid so no big spends expected other than dining & shopping so wanted to check on a few queries as following:
A) I presently have a DCB and an Infinia (with GVP activated), does it still make sense to take an Forex Card in the first place? I have an imperia wealth account with HDFC so my fx loading price is quite competitive on the card, hence the conundrum
B) For Malaysia, understand that most banks don't load MYR into Multi currency forex cards, so I will have to get either SGD or USD loaded onto the card for spending in MYR, does the answer change?
C) For my trip to Europe, I can get Euros directly loaded onto the card, hence there is no cross currency charge, should I use a forex card for that trip?
D) Lastly, a stupid question but incase of a multi currency card, what is the currency you should click on at the pos machine? In the above case, if I get SGD loaded, should I click on SGD or MYR when I'm shopping in Malaysia?

Thanks in advance