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RBL is offering LE via Email

SSV

TF Pioneer
Contributor
VIP Lounge
I am not sure what is the cancellation window for Macbook. By immediate I didn't mean instant...it was like 3-4 days after the purchase.

Once you get LE I don't think they will reverse back.
After how many days of your transaction they gave you LE?
Is it within that statement period / next statement period?
 
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sjmajumder

TF Ace
Axis did that to many. Most got 30 - 50 % . May be they want to retain regular customers.
Retain customers by giving LE? Unwanted LE is not considered as goodies. 6.65L is more than enough for me. My average spend on axis cards is less than 10K per month. Apart from the airtel card, use the others mostly for lounge access only :D
 

SSV

TF Pioneer
Contributor
VIP Lounge
Retain customers by giving LE? Unwanted LE is not considered as goodies. 6.65L is more than enough for me. My average spend on axis cards is less than 10K per month. Apart from the airtel card, use the others mostly for lounge access only :D
More importantly it classifies us as " Highly Leveraged " customer
 

techt

TF Legend
Retain customers by giving LE? Unwanted LE is not considered as goodies. 6.65L is more than enough for me. My average spend on axis cards is less than 10K per month. Apart from the airtel card, use the others mostly for lounge access only :D
Even my spends are less than 5K in ACE but I got similar LE like yours.
It's not an unwanted LE, c2c it matters to have a high LE card and overall credit utilization will fall effectively improving CIBIL.
Also see how many are struggling to get LE for the same above reasons.
 

sjmajumder

TF Ace
Even my spends are less than 5K in ACE but I got similar LE like yours.
It's not an unwanted LE, c2c it matters to have a high LE card and overall credit utilization will fall effectively improving CIBIL.
Also see how many are struggling to get LE for the same above reasons.
For me it is unwanted. For C2C I have 3 cards 8L+ and 2 more 10L+ excluding axis.

My overall limit as per CIBIL is 1.6CR, utilization is under 1%. There is no scope of CIBIL enhancement.
 
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