[Query] second sbi and HDFC card?

[ashishp]

Dear TFC members,

Query 1: I have two HDFC cards, can I still apply for 3rd card HDFC tata neu infinity?

HDFC regalia Gold (3 month old, upgraded from Regalia, Limit 4 Lacs)
HDFC UPI Rupay Virtual card (9 months old, Limit 4 Lacs)

Query 2: I have SBI IRCTC platinum card ( 2 year old, 1.48 Lacs Limit), can I still apply for SBI cashback card?

 

[s1t2y3a3m6]

Dear TFC members,

Query 1: I have two HDFC cards, can I still apply for 3rd card HDFC tata neu infinity?

HDFC regalia Gold
HDFC UPI Rupay Virtual card

Query 2: I have SBI IRCTC platinum card, can I still apply for SBI cashback card?

1. Yes

2. yes

 

[Vasuki]

Dear TFC members,

Query 1: I have two HDFC cards, can I still apply for 3rd card HDFC tata neu infinity?

HDFC regalia Gold
HDFC UPI Rupay Virtual card

Query 2: I have SBI IRCTC platinum card, can I still apply for SBI cashback card?

1- tata neu infinity if existing limit is 1.5 l above.
2- yes after 3-6 month on old card you can apply online

 

[ashishp]

SBI has declined my application for cashback card, i have initiated the application process from the advertisement banner on TFC. what could be the reason.

I have cibil score of 808

 

[Vasuki]

SBI has declined my application for cashback card, i have initiated the application process from the advertisement banner on TFC. what could be the reason.

I have cibil score of 808

808 ? Cibil
Do u have home loan or gold loan 😳

Maybe because of over leveraged ..
How many cc & loans u have
Vs the salary u entered

 

[ashishp]

808 ? Cibil
Do u have home loan or gold loan 😳

Maybe because of over leveraged ..
How many cc & loans u have
Vs the salary u entered

Home loan : yes
Credit cards : 12
It didn't ask for salary, asked only Company Name, designation and City (Mumbai), PAN, Aadhar.

 

[Vasuki]

Home loan : yes
Credit cards : 12
It didn't ask for salary, asked only Company Name, designation and City (Mumbai).

Yes SBI has wierd problem of rejecting on basis of over leveraged in their system

Try after 3 month usually have seen getting approved in 2nd attempt