Pioneer Legacy vs Celesta vs Crest vs Indulge

[makman]

If I were to push for one among the 4 above CC as LTF with my RM using the pioneer relationship, which one should I try? I know heritage metal is off the card, so I need to pick one among these 4. It's difficult to make a choice reading reviews as nothing stands out

 

[jack333]

Indulge is the best among these

 

[makman]

Indulge is the best among these

While comparing Indulge against Crest i cant spot a difference, Have you seen any? And has LTF worked for anyone with Pioneer account?

 

[jack333]

Indulge gives unlimited international airport lounge to 4 addon card holders too through dreamfolks

 

[Ankur dhanda]

Pioneer legacy they’ll offer LTF but
I don’t think they’ll be giving any of the rest as LTF unless your nrv is in crores. I have home loan with them and pioneer account, threatened to transfer my loan. Not budged.
Indulge is on visa infinite and 1.5% rewards, Crest is Mastercard World Elite (ITC CULINAIRE) with 1 reward points/100 (1 Reward Point = Rs. 0.75 of cash value).
None is worth the fees.

 

[anirban.choudhury]

Indulge gives unlimited international airport lounge to 4 addon card holders too through dreamfolks

Through PP

 

[anirban.choudhury]

While comparing Indulge against Crest i cant spot a difference, Have you seen any? And has LTF worked for anyone with Pioneer account?

Indulge has unlimited international lounge where as crest has limited I guess 2 per quarter
Indulge gets unlimited golf too which crest doesn’t gets

 

[makman]

Thanks guys. Looks like I'll have to settle for Legacy LTF for now and then later try upgrading that to Indulge LTF somehow

 

[ccent]

Thanks guys. Looks like I'll have to settle for Legacy LTF for now and then later try upgrading that to Indulge LTF somehow

Did you get Legacy LTF? (without joining fees?)

 

[ccent]

Pioneer legacy they’ll offer LTF but
I don’t think they’ll be giving any of the rest as LTF unless your nrv is in crores. I have home loan with them and pioneer account, threatened to transfer my loan. Not budged.
Indulge is on visa infinite and 1.5% rewards, Crest is Mastercard World Elite (ITC CULINAIRE) with 1 reward points/100 (1 Reward Point = Rs. 0.75 of cash value).
None is worth the fees.

were you able to get Pioneer legacy on LTF basis?

 

[Ankur dhanda]

were you able to get Pioneer legacy on LTF basis?

I didn’t apply and take legacy.
Keeping my pinnacle card which I find more rewarding than legacy, still not using it though.

 

[makman]

I didn’t apply and take legacy.
Keeping my pinnacle card which I find more rewarding than legacy, still not using it though.

This is correct. Legacy isn't as good as Pinnacle. Legacy they offer LTF to Pioneer customers

 

[ccent]

This is correct. Legacy isn't as good as Pinnacle. Legacy they offer LTF to Pioneer customers

yes even the LTF legacy is not that good because many benefits which are available in paid Legcy card are not available in LTF legacy card.so better to wait for an upgrade to Metal Heritage card