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Payzapp va Amazonpay

P B R G

TF Ace
Which is better better?

Icici Amazon pay CC + prime subscription + Amazon pay


Payzapp + HDFC Millenia CC + Millenia DB
Depends how much you shop from Amazon.

If you shop a lot from Amazon, then obviously first option for unlimited cashback.

If your spends are less than 20k per month on Amazon, then the HDFC combination is better. (Assuming Payzapp=Smartbuy)

Smartbuy+Millenia combination gives 6% return on spends, 1% as milestone reward. So total 7%.
 

deburger

TF Buzz
Depends how much you shop from Amazon.

If you shop a lot from Amazon, then obviously first option for unlimited cashback.

If your spends are less than 20k per month on Amazon, then the HDFC combination is better. (Assuming Payzapp=Smartbuy)

Smartbuy+Millenia combination gives 6% return on spends, 1% as milestone reward. So total 7%.
Thank you.
I use Amazon pay to pay bills too. So monthly expenses will be between 10k to 20k. Amazon pay gives 2%. Do Smartbuy gives 5% return for bill payments?
 

Anupama_Jha

TF Premier
VIP Lounge
Yes. As we have 5% cashback for flipkart, swiggy, zomato too. But my doubt is will there be any benefits in using payzapp for bill payments than Amazon pay?
5% cashback isn't limited to ₹1000 p.m🙂

Airtel axis cc gives 10% on swiggy/zomato.

Get Flipkart cc for unlimited 5%.

Though, HDFC Millenia is also not bad, infact it's a must have. LTF - Cherry on top.
 

deburger

TF Buzz
5% cashback isn't limited to ₹1000 p.m🙂

Airtel axis cc gives 10% on swiggy/zomato.

Get Flipkart cc for unlimited 5%.

Though, HDFC Millenia is also not bad, infact it's a must have. LTF - Cherry on top.
Thank you. I already have axis flipkart cc but planning to discontinue as it is not LTF.
Do you have any idea about Payzapp for bill payments? Does it has more than 5%
 

P B R G

TF Ace
Thank you.
I use Amazon pay to pay bills too. So monthly expenses will be between 10k to 20k. Amazon pay gives 2%. Do Smartbuy gives 5% return for bill payments?
Smartbuy is not for utility bills.

Smartpay, Payzapp and Millenia all gives 5% directly or indirectly depending upon usage.
 

SSV

TF Pioneer
Contributor
VIP Lounge
Which is better better?

Icici Amazon pay CC + prime subscription + Amazon pay


Payzapp + HDFC Millenia CC + Millenia DB

Amazon Pay CC hands down...
Note; you get Prime Video also as an additional valuable benefit..
 
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