OLA PP backed up by IDFC

[Vinay Kumar Manchiganti]

I Applied for IDFC CC in Nov-21 and rejected based on InternalPolicy.After months found Ola PP is backedup by IDFC so asked ola to close acc and they did it but in mail it's mentioned Ola PP is not BNPL, hence NOC can't be provided now I wonder is it rejected on OLA PP?

 

[prc1990]

I Applied for IDFC CC in Nov-21 and rejected based on InternalPolicy.After months found Ola PP is backedup by IDFC so asked ola to close acc and they did it but in mail it's mentioned Ola PP is not BNPL, hence NOC can't be provided now I wonder is it rejected on OLA PP?

Pay Later is BNPL only. Are you able to see this on your CIBIL? As long as this is not reported to CIBIL and other CIC, we are safe.

 

[Vinay Kumar Manchiganti]

Pay Later is BNPL only. Are you able to see this on your CIBIL? As long as this is not reported to CIBIL and other CIC, we are safe.

No it's not reflected on my cibil and ola support also confirmed that they won't report it on cibil (refer to attachment) but My IDFC CC is getting rejected so asked OLA to close PP account

 

[prc1990]

No it's not reflected on my cibil and ola support also confirmed that they won't report it on cibil (refer to attachment) but My IDFC CC is getting rejected so asked OLA to close PP account

I see. When I applied for IDFC CC back in Jan, OLA PP was active in the same number however haven't faced such rejection.

 

[Vinay Kumar Manchiganti]

I see. When I applied for IDFC CC back in Jan, OLA PP was active in the same number however haven't faced such rejection.

Is it on the same PAN and Aadhaar?

 

[prc1990]

Is it on the same PAN and Aadhaar?

Yes with same details.

 

[Vinay Kumar Manchiganti]

Yes with same details.

Okay sir, Thanks for info Don't know on what basis they rejected.

 

[Vinay Kumar Manchiganti]

NBFC

Okay is there any chance of getting reject if I have OLA PP accnt?

 

[Batmanbaba]

If you have idfc backed paylater like flipkart, ola pp..earlier amazon pay also was on idfc now not anymore... .. The chances of approval is higher in idfc... Dont know why it went wrong with you.... People with idfc based paylater... Got calls from idfc to offer pre approved credit cards.... Without savings account.....

 

[Vinay Kumar Manchiganti]

If you have idfc backed paylater like flipkart, ola pp..earlier amazon pay also was on idfc now not anymore... .. The chances of approval is higher in idfc... Dont know why it went wrong with you.... People with idfc based paylater... Got calls from idfc to offer pre approved credit cards.... Without savings account.....

But in my case it was totally different don't where it went wrong even my cibil is also good (750+) and I even hold Savings Account (Salary Account ) as this is salary account it's zero account or else 25K account. It's been more than six months since my application got rejected even now I can't apply CC using website.