DCB Not getting reward points on all transactions

[ankitfintech]

Hi recently I got a new HDFC DCB credit card. Attaching the snaphot of the 1st generated bill.
I have few questions on the reward point system-
1. Why dint I get any reward point on the IRCTC train booking? (This was my 1st ever transaction on the card). The 2nd transacation (JS Lamba ....) was a fuel transaction so I understand I wont get any reward points for it.
2. The last transaction was made at a brewery cum restaurant(The Lalamama.....) on a weekend. Why dint I get 2x rewards as per weekend dining rewards program?

 

[manishtaneja90]

IRCTC will be considered as Govt site so no points for that.
Have you checked your Bonus points(2X) in statement on 2nd Page that will reflect in that

 

[ankitfintech]

Thanks for the irctc clarification. For the restaurant dining customer care said the owner has tagged as grocery..

 

[ankitfintech]

Is the irctc condition true for all credit cards or only for hdfc?

 

[WhoU]

Grocery points has a monthly limit. So most likely you will see points for them in next statement.

 

[WhoU]

Also, next time onwards use smartbuy to book train tickets. You get 3x rewards on it.

 

[TheMentalist]

Thanks for the irctc clarification. For the restaurant dining customer care said the owner has tagged as grocery..

If it was tagged as grocery, then RP would have shown separately at bottom of statement and not besides the tnx as in the screenshot

 

[Pavan]

On the restaurants what i have learnt if it is purely a standalone resturant without any stay attached the only MCC is tageed and you will 2x and 3.75% on BOB else we won't get i have tested both on BOB and DCB

 

[Pavan]

i am seeing points for IRCTC

 

[TheMentalist]

i am seeing points for IRCTC

You did it through Smartbuy, whereas he did tnx directly on IRCTC site

 

[Pavan]

You did it through Smartbuy, whereas he did tnx directly on IRCTC site

Oops but how IRCTC is IRCTC right! ?

 

[TheMentalist]

Oops but how IRCTC is IRCTC right! ?

No RP for Govt sites (IRCTC) whereas Bonus RP for Smartbuy tnx

 

[Pavan]

No RP for Govt sites (IRCTC) whereas Bonus RP for Smartbuy tnx

Yes seems like for IRTCTC only way earn points is smartbuy

 

[garg.harsh.14]

Do we get 3.3% points on electricity bill payment via DCB? If yes then any preferred app to pay the bill?

 

[cardwizard]

Do we get 3.3% points on electricity bill payment via DCB? If yes then any preferred app to pay the bill?

buy amazon pay voucher using your dcb through smartbuy, and use it for electricity bill payment

 

[garg.harsh.14]

buy amazon pay voucher using your dcb through smartbuy, and use it for electricity bill payment

My monthly bill is > 1 lac, and max amazon pay voucher is 20k. Any other ideas?

 

[thanix]

My monthly bill is > 1 lac, and max amazon pay voucher is 20k. Any other ideas?

Check whether your electricity biller is there in HDFC smartpay. You can pay by DCB but don't know whether any max limits are there. It is eligible for regular reward points and max 150 cashback as well.